Name: USAA Auto Insurance
Rating: 4.7

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Judith Woodard

The service is excellent, the coverage is reasonably priced. Discounts are great and I get refunds if the company has a great year. They have handled a law suit for me with very little involvement for me.

8 years ago

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Elizabeth Havana, FL

I have used USAA for many years. I have not had to use it much, but once my car was damaged due to a hurricane and I was still evacuated in another state. A representative was able to go in person to check on my car and evaluate any damages.

4 years ago

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Lauryn Parent Salt Lake City, UT

I was in an accident where the other driver totaled my car. USAA was extremely helpful and patient, as I was starting a new job the next day. They were great about getting me a rental car, and since I was so busy with moving and a new job etc that week, they were so patient and kind. The coverage options are also fantastic.

4 years ago

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Cresente Gotangco San Jose, CA

When you’ve been in an accident, you’re scared and confused. USAA is the calming helpful voice that says you’re going to be ok. They’re responsive and the best insurance company a veteran or military family member will ever use.

4 years ago

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W. Schmidt Olanta, SC

Best auto insurance I’ve ever had. They’re very proficient and efficient. Their turn around time for claims and roadside service is awesome as well as their entire insurance package; is unbeatable, and I’ve been with several auto insurance companies. I fully intend to stay with USAA as long as I need auto insurance.

4 years ago

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Laura Washington Augusta, GA

I had them for about 20 years. I only changed becaue my husband wanted to use his policy which was with another company. I was very happy with my car insurance policies with USAA. Their on-line and phone customer services were excellent. I felt their insurance rates were fair and policies were easy to read and understand.

4 years ago Edited January 5, 2022

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LP ID Rexburg, ID

As far as customer service, they are TOP-NOTCH!! Their premiums are higher than most, but the coverage is good. BUT once you file a claim, even the smallest, your rates skyrocket. A family member bumped the rear bumper of a 1993 Chevy Cavalier with nearly 300K miles on it. Literally, the car was probably worth $100. The young man driving said another driver sideswiped him and he just took the check and never fixed the vehicle. Our vehicle had ZERO damage. Not even a scuff. The other driver's bumper had a small dent. USAA paid them $1000 for the bumper and our insurance premium was raised $103 per month. After that happened, we went through a broker who found better coverage for less than our original premium we had with USAA. Also, only military families can join USAA, making it sound like they are doing the military men and women a favor, but in all actuality, it cost us more.

5 years ago

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MNO O Lawrenceville, GA

We have tried a few other companies but USAA beats them all. They are always so polite and helpful. We have had quite a few accidents in the last couple of years and they have always been prompt in getting our vehicles fixed right away and addressing issues when they arose.

5 years ago Edited October 20, 2021

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JOE SAVAGE Nolensville, TN

I have been a lifelong member of USAA for over 55 years. They are without a doubt the most efficient and service oriented company of its kind in existence. Granted they only allow Military or ex-Military members, but once you have enrolled you are set for life. Rates are fair and service is always courteous. I would not have it any other way.

5 years ago

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UnSatisfied Customer Spencer, WV

Greatest company ever. I've been with them over 25 years, and they have always had terrific, consistently good service. They have saved me from the worst and most predatory of the public sector banks and insurance companies. I thank God for USAA.

5 years ago

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Gabe Burton Riverton, UT

The payment is pretty cheap considering all they cover. I like that you can access all your insurance info on your phone, and the one time I had to call customer support, they were super understanding and helped me through my first claim

5 years ago

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Gabby A Norristown, PA

USAA is the best auto insurance I have ever had. I started off as a teenager with this insurance and at some point left and tried other companies feeling I would save money. after trialing 3 other insurances, I returned to USAA. You don't realize how important a great auto insurance company is until you find yourself needing one.

5 years ago

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Amanda Erickson Soldotna, AK

I use USAA for my auto and renters insurance and this insurance company is Amazing they find rates and deals I never knew were out there!! I LOVE THEM!! If you are a veteran, in the service, the child or have grandparents in the Military I would strongly suggest into looking into getting USAA insurance from here!!

5 years ago

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Chris Milke Olney, MD

30+ year auto customer that loves USAA's service and attention to detail (unique with a big company). However, suggest a more local approval to insurance valuation for home owner's insurance. Had to go away from USAA for home owner's due to valuation issues.

5 years ago

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Peter Harmatuk Columbia, MD

USAA is the absolute best auto insurance company. They have great customer service, great rates and prices. They even give you money back in dividends based on the success of the company or if they have incurred lower costs than expected!

5 years ago

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Vicki H. Poolesville, MD

We have used USAA Auto Insurance for the last 44 years and, needless to say, we intend to continue using them! They are the best! They are always available and always very helpful when you need them to handle an accident or just to give advice.

5 years ago

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Mason Allen Provo, UT

Prices are usually at least competitive, but what sets USAA apart is their customer service. From setting up new insurance policies, submitting a claim, or really anything, their employees are the most helpful insurance providers I have ever come across.

5 years ago

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Rhyia Emeri Reyes San Antonio, TX

USAA's customer service is top notch. I've had USAA for years and they have been very helpful whenever I have an issue. I got into my first car accident last year and the representatives were excellent when helping me with my dilemma.

5 years ago

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Tiauna Anderson Salt Lake City, UT

USAA Auto insurance has been the best car insurance company we have worked with since we were married. My husband had to recently switch coverage for a new car and customer service was fast and very helpful. I highly recommend.

6 years ago Edited September 14, 2021

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Chris M Duluth, GA

I have had USAA for several years before I decided to switch. During that time USAA has had amazing customer service, but has been fairly expensive. So I'm giving it 3 stars because they are expensive and they do not know what they are talking about. The last couple months I had USAA I had some issues with the bill and each representative I talked to could not explain to me what the problem was with the bill. They kept having to get another representative and overall they could not help me lower my bill because for some crazy reason, the last premium they calculated was for 5 months (instead of 6) and they could not help me at all by making it 6 months again, no matter how many times I called and tried. We switched because they were unclear about explaining the bill every single time.

6 years ago

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Nathan North East, MD

Best car insurance I've ever had. Plenty of discounts and customer service is awesome. Everytime I call they are incredibly helpful. They called the tow truck companies several times and without a charge since it was under a specific distance from home.

6 years ago

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James Conder Eagle Mountain, UT

I was recently in an accident with a someone who had USAA insurance. The way the insurance company handled everything was FAR and above better than any other insurance company I have ever had to deal with. USAA took responsibility without argument, got me a rental and took car of all my repairs. They were amazing

6 years ago

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Michelle Rios Ogden, UT

We had USAA auto insurance when we were both in the military. They offered great rates for service members with agents that were knowledgeable and friendly. They understood the special needs of America's Service Members. We are grateful for the service that they provided to us.

6 years ago

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Rommie Bishop III Rexburg, ID

Ok, I've had USAA for several months now (am a U.S. Marine) cause I knew they handled the military, and they've been wonderful. For real. Every time I have a question or something, they help me figure out whats up. This one lady helped me determine which premium would be best for me despite the fact I move so much, and the insurance plan I got is a decent price.

6 years ago

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Denise Riggs Midvale, UT

I’ve had USAA auto insurance for over 20 years and have been taken excellent care of. USAA customer service is the absolute best I have seen. There coverage is unbeatable for the cost and this company is completely trustworthy.

6 years ago

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Roche American Fork, UT

USAA is a wonderful company, they serve the military and their families with insurance and banking services. Myself and extended family have been a member for three generations. I wouldn't bank with anyone else. The car insurance is very affordable with great coverage.

6 years ago

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Carol Carter Evansville, IN

We have had this insurance for nearly thirty years. Our two children also have it. My husband was in an accident several years ago. Totaled the car and hospitalized in intensive care for awhile. The reaction time to investigate and settle was outstanding. When asked by other insurance companies who we use and say USSA...they back away.

6 years ago

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Miles Strother American Fork, UT

USAA is a great way to get car insurance for all family members of veterans or active military. USAA is definitely the best way to get premium car insurance at a great price, especially when used in tandem with other USAA services. Customer service is always friendly, helpful, and never pushy.

7 years ago

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Kimberly Jackson Derby, KS

Incredible customer service. Our whole family uses USAA for car insurance, and have had to file claims a few times. Through each incident, USAA has been very helpful, and their concern for making sue we are taken care of is unmatched. The price for the coverage is very competitive.

7 years ago

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Lauren Jorgensen Salt Lake City, UT

USAA is the BEST! I have had my home and auto insurance since i turned 18. They are the kindest customer service I have ever worked with. The hill by my house was on fire and I called to add home insurance which I had not signed up for yet. They were incredible and so helpful.

7 years ago

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Dan Colton Gilbert, AZ

Fortunately, we have only needed to use our auto insurance a couple of times. However, each experience we have had with USAA has been fantastic. Getting in a car accident stinks, but USAA makes it as pain-free as possible. Great service all around!

7 years ago

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Kaitie Rodriguez Mesa, AZ

I used to have USAA insurance and LOVED them. Their customer service department is amazing in every aspect of the company. Every time I had some kind of issue with my insurance, they were always there to help and I couldn't be more thankful for that.

7 years ago

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Katie Kearney Vienna, VA

I have been with USAA for over 12 years and have loved them! They truly take care of their customers. When I have been involved in accidents they are quick to make sure I am taken care of. I have also had a couple cars insured by them and they always work with me to make sure I am getting the best price. Thanks USAA!

7 years ago

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Jennifer Perry Spring Valley, CA

I have had USAA for over 2 years now. I love their customer service and friendly reps. I had a minor fender bender and they were able to help me out with quick service and made sure to ask if we were okay after the accident. I would recommend them to others.

7 years ago

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Katherine Galliart

I have had USAA since I was born! My father has it and it was passed down to me. I absolutely love them! When I fell into a financial slump they were very generous and willing to work out another payment plan with me! I surely do appreciate it, times get hard, people fail and fall into slumps... So nice to have a company that cares about YOU!

8 years ago

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Eric Daniels Gilbert, AZ

24 years of exceptional service for my family! Quick and easy online platform and an entire team just a phone call away. They actually look for ways to save me money! Umbrella, home, auto and life insurance all with USAA. Couldn’t be happier!

8 years ago

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Robert Singleton Gilbert, AZ

I have been a USAA customer since I began driving and stayed with them for all of my insurance needs. They have been consistently excellent in their service and never failed to assist me with any needs I or my family may have.

8 years ago

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Monai West Queen Creek, AZ

This company is great. I think the best thing is being able to talk to the adjuster and explaining what happened. I was able to report an accident before even leaving the scene of the accident. I was able to upload photos of the accident, cars, etc right away and was able to process my claim within 24 hours.

8 years ago

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Jani Crawley New York, NY

BEST insurance available. Wonderful customer service, so we use them to insure everything. Easy to understand, easy to ask questions. They don't try to up-sell you on things you don't need. Great value. Can't say enough positive things about USAA.

8 years ago

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James Crawley New York, NY

I have had USAA auto and renters insurance for 7+ years and love them! They are so responsive when we have questions and their customer service is always super good. The cost of coverage is always really competitive and there are tons of discounts you get with travel providers because of your policy with them. Highly recommend!

8 years ago

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Heather Morton Gilbert, AZ

I was involved in an accident with one of their policy holders. The policy holder had a stop sign and decided to disregard it. I was headed south out of the complex with their policy holder stopped at the stop sign to the right. ( North and South traffic does not have stop signs) When I called and made the claim with usaa casualty insurance company I was told that someone would be getting back to me. No one did, until my insurance company called and told me that usaa casualty insurance company reached out to them. no regard for the person who was involved in the accident, surely my insurance company was better. Not only no compassion, definitely lacking competence. Would not even give a star, but in order to post I had to do so.

5 years ago

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Carol Lewis Myrtle Beach, SC

I have had this insurance for many of years. I truly don't have any kind of complaints for them. They are one of a kind for customer service and the prices are competitive.

6 years ago

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John Mason Baer West Chester, PA

I was hit head on at no fault by an out of state USAA insurer crossing our ongoing traffic flow on October 7th 2018. This resulted in not only totaling my brand new Mercedes, but significant head damage smashing my head and breaking my windshield. I have spent more than 6 months in rehab for severe head trauma until all my medical benefits ran out! I lost all my income and am still battling to settle with this unreputable firm! Now due to COVID-19 I have no hope of taking them to court anytime in the near future. They simply ignore every request from my attorney, and even after conducting a ZOOM deposition meeting with their attorney. Frankly, I should have simply sued the person insured by them, since they do not stand up for their at fault liability! The only claims paid to DATE in two years were all from my insurance company State Farm! They even lied to me claiming that limited tort for liability would be the case, when it does not apply to out of state Pennsylvania drivers. This firm is a scam artist, to be avoided at all costs!

6 years ago

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Rick G Loveland, CO

Their recommended body shop so easy to work with. Hardly any paperwork, no questions asked or disagreeing with what needed to be done. Very expeditious process.

6 years ago

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Carmen L. Maple Shade, NJ

They are quick to review and take care of issues such as accidents and locked keys inside of car. They respond to questions in a timely fashion, no matter what it is.

6 years ago

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GordonEllison

Wife was victim of State Farm insured car accident. USAA handled our claim very professionally as to value of her car and subsequent medical charges.

6 years ago

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Diane Lower

Have had them since 1974. Very responsive, agents assigned to claims kept me informed and worked hard for me. Always paid what was in contract without any legal push.

6 years ago

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Nicholas

We have had USAA insurance for almost 50 years. They are a class act and immediateky respond to any call. Luckily, we have had to use them for accidents only 2 times

6 years ago

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Kimsreview Olney, MD

Best company around. You can always talk to a person and they are very knowledgeable. They are always looking to help the customer and find solutions.

6 years ago

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Bill Nelson Salt Lake City, UT

I have been a customer for over 20 years and will never leave them. I have looked at other companies and they have not been able to beat USAAs prices.

6 years ago