Name: Capital One
Rating: 4.4

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Ron Vincent Cheyenne, WY

We’ve been with capital one for approximately 8 years!! We have LOVED the service we have received during these years! We’ve never had a problem with our cards as far as it being accepted. Never had a problem with it out of the country. Customer has been great also when getting new cards when necessary!!

6 years ago

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kristin Gneiting Pleasant Grove, UT

If you have just average credit not bad but not perfect this is the card for you. I get cash back on every purchase I make. I love this card because I can use some or even all of y rewards towards my monthly payment. It also gives you a backup for purchases made. The customer service is always excellent if I've run into a problem.

7 years ago

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Ted Johnson Pleasant Grove, UT

I have a Capital One credit card and the rate is good. They have a great rewards program. They have given me an increased credit limit as I show that I pay it back on time and I use my credit wisely. They also have great tracking and many options that I can use with it.

7 years ago

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Rory Henrie Pleasant Grove, UT

I currently have 2 business credit cards and a personal credit card through capital one. I have really liked their security and notifications of possible fraud. I have had a card stolen and they took care of everything. I would definitely recommend.

7 years ago

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Tracy Womack Cedar City, UT

The Capital One Credit Card is so easy to use especially internationally! They have some of the best customer service, not to mention no international fees! I have had the best experiences with this company and I have suggested this credit card to all my friends.

7 years ago

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Anne Sainsbury Payson, UT

About a year ago I applied for the Capital One Rewards Card. After applying I received a response stating that I was not eligible for this card because I had not built up my credit enough. I guess it would have been nice for me to know a bit more about the card before applying for it. I wish that the instructions for applying were easier to understand so that I would have known before that I did not qualify.

7 years ago

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Lori Salt Lake City, UT

Our Capital One credit card is great. We have the no annual fee card that still comes with benefits so that makes it nice. We have never had any issues using it anywhere and the interest rate is low if we don't pay it off by the end of the month.

7 years ago

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Karrie Ogden, UT

Capital One is the only credit card we own and we have always really liked it. We can use it anywhere and we slowly build the rewards that are fun to use at times. I would recommend Capital One to anyone looking for a credit card.

7 years ago

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Dean Ogden, UT

We have 2 Capital One cards and love both of them. The fees are minimal and the rewards are amazing. Even if you lose a card or have a fraudulent charge it is super easy to resolve. I couldn't say enough good things about Capital One. Get a card from them if you don't already.

7 years ago

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Jennifer Ogden, UT

Capital One is my favorite credit card I own. No annual fee along with great benefits and a low interest rate just in case I don't pay it off in full makes it awesome. If you are looking for 1 card or looking to add another you must get a Capital One card!

7 years ago

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Ashley Pleasant Grove, UT

I own the Savor Rewards card by capital one. You earn 4% cashback on dining and entertainment. We wanted this card solely for this purpose. I get 8% cash back on tickets at Vivid Seats. The rewards add up fast. I also get a food delivery credit each month!!

7 years ago

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Erika Thorn Riverton, UT

We have been members of Capital One for a number of years and they are hands down the best credit card out there. We just took our boys on a trip and used our Capital One points. Double the points on every purchase. Can’t beat that.

7 years ago

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Jeff B Orem, UT

Very reliable credit card with great benefits. I have never had a problem with my Capital One card and with no annual fee it is very affordable to use. I have had great experiences with their customer service department. Overall an awesome card!

7 years ago

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Brennan Orem, UT

I love my Capital One credit card. The rewards are the best I have seen and they are easy to redeem. The website is so easy to use managing your card couldn't be easier. If you are looking for a credit card you owe it to yourself to look into Capital One.

7 years ago

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Dee Farquharson Washington, DC

They are my second credit card company but DEFINITELY MY FAVORITE! Making payments is soeasy, the app is easy to use and make payments. Also, they increased my limit just from making payments on time. My other credit card doesnt have as high an interest rate with a higher limit, but its not a big deal .just an observation

7 years ago

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Garn L. Arnold Alpine, UT

Love my Capital One card. I have a very low interest rate but I pay my card of each month anyway. I get flight miles that can be used on any airline. Customer Service is great waving fees when they didn't have to. And their online site is great and easy. Highly recommended.

7 years ago

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Irene Anders Folsom, CA

We love our Capital One Quicksilver cards. We get cash back on all purchases without having to do anything. When we had fradulent charges on the card they were quick to handle the problem and remove the charges from our account.

7 years ago

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Robin Orem, UT

the easiest online application. within a week i received my card in the mail. i had a family emergency and need to go out of town. to my surprise i was approved for a credit increase. the monthly payments are decent, fits in my budget. customer service is wonderful.

8 years ago

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Mali Orem, UT

Easy Approval and Credit Limit Increase. i have a lot of credit cards and this by far is the best because i am not getting numerous telemarketing calls from them. They send me everything through email, even my statements. They send me a reminder of when my next billing cycle is due. When i had a question they were helpful and kind.

8 years ago

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Aiga Orem, UT

easy, fast approval and you get your card within less than 10 days. Interest rate is high. Payments are affordable. Customer service is nice depending on the agent you get. Easy to make payment arrangements. Statements were readable.

8 years ago

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tini mapu Orem, UT

This was the first company to approve me for a credit card. My credit wasn't that great and they still approved me. They help build credit and they even helped me get back into shape when I missed some payments. They are so good to their customers.

8 years ago

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Troy Millett Lindon, UT

I have had a Venture credit card for the last few years. I love it! I love the double miles reward on every purchase. I don't like the $60 annual fee, but since I probably earn close to $1500 a year in points, I cannot complain too much. I use this card for everything.

8 years ago

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Kim Millett Lindon, UT

This is the greatest card! (We have the Venture card). We earn roughly $1500 of travel per year using this card. It helps to pay for our yearly cruise. I love just having one card so that I can easily keep track of expenses and payments. We have never had a problem with this company. We have now had the card 3 years.

8 years ago

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James Nelson Falls Church, VA

I have always been impressed with the individual attention given to the customers. They have gone above and beyond to ensure that my needs are met to my satisfaction. In addition, there are no hidden fees that I have ever stumbled upon--staff seem very transparent and deliver excellent service.

8 years ago

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Todd Jenkins Winter Park, FL

I have had Capital One credit card for over 10 years, and with the exception of the first year of owning the card they have never raised my credit limit. All my other credit cards (Citi, Discover, and American Express) never had an issue raising my credit limit. But, it not just that. Capital One has the highest interest of all my credit cards, and is never willing to negotiate with you. With most of my other credit cards I'm able to negotiate down the interest payment after being with them a couple of years, but that is not the case with Capital One. Last I don't particular care for their online interface. I have found my other credit card companies interface more intuitive. My recommendation is to seek elsewhere if you are looking for a credit card company. I can guarantee that you can find a better product.

5 years ago

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Makayla Holland Gaithersburg, MD

Capital one is the best credit card easy online system and approval process I wish I could get more cards with them. The process is very easy to get a card.

5 years ago

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Mary Calloway

I have had the business card for a long time, over 10 years but the interest rate has never declined even though I pay more than the min. This makes it difficult to pay the card off as I have had business decline for the past 5 years.

6 years ago

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Trish Greathouse

I am a current customer. I dislike the way they figure finance charges, it makes no sense. You pay the card down to 45.00 and you are still paying the following month on over 120.00 of charges. Yet your bill for the month was only 45.00??

6 years ago

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Nichole Hiatt Eagle Mountain, UT

My Capitol Venture card has great rewards, and the company is great to alert me to any suspicious charges they might see. I like that they are proactive with fraud alert.

6 years ago

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Nicole Sohm Herriman, UT

I love my Capital One credit card! Capital One offers great incentives for you to sign up for their card. They also give you rewards for how much money you spend.

6 years ago

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Monroe Little Rock, AR

Capital one Venture is the best. I’ve used rewards point to go to Maui 2 x in the last year. Love that they have Delta as one of their airlines when using rewards.

6 years ago

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Ms. Nancy Columbus, IN

Excellent service! VERY pleased, especially when disputing charges, they take care of everything! No hassles, no additional stress. They've been GREAT!!

7 years ago

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Chris Alonzo Gilbert, AZ

Great card to have for emergencies although customer service could improve. They call times are always long and they are quick to resolve your problem but are not very patient if you have more than one issue.

8 years ago

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Cliff Strozier

They stand behind you and if you have a fraudulent purchase they will reimburse you. If someone gets your card number they have no problem sending you a new card.

8 years ago

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Karen Ingram

They advise me when my bill is due, tell me when I've made a payment, fedexed me a new card the day after fraud was detected and I get miles or money.

8 years ago

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BKM Woodbury, GA

when a customer has hard ships and has to use the credit limit, as long as payments are made on time, i feel like the credit card company should help reduce the balance through lower interest rates. Customers will still continue to use their services.

8 years ago

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Jesse Gomez Los Angeles, CA

very helpful. capital one was there to help me re-build my credit, but unfortunately, I am back to financial hardship with an earning "cap" at current employment.

8 years ago

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Bonnie Dry Ridge, KY'

Low interest rates with low monthly payments. There trustworthy and make it very easy to get informed about what's happening with your account at all times.

8 years ago

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Deborah Dietrich Glenwood, NY

Excellent customer service and attention to details of any issue. Very prompt and you can bypass the automated system and speak with a "real person" in fairly short order.

8 years ago

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Kara W Lehighton, PA

Capital One was my first credit card ever. I've never had a problem with Capital One and I still use the card. I like how their website is laid out and it's very easy to use. Making payments is very quick and easy.

4 years ago Edited April 12, 2022

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kendra neace Venice, FL

Capital one was my very 1st credit card and I love everything about them they really help guide you to build better credit. I would highly recommend to anyone looking to build their credit

4 years ago

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Tychelle Rudolph

Capital One is definitely a good credit card to have. I recommend Capital One for anyone that is trying to have credit, or build their credit. You can do everything from the mobile app and it is very easy to use. Thank you!

4 years ago

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Ashley Stoker Plano, TX

I signed up for a Capital One credit card to rebuild my credit. The interest rate was in-line with other options available to me, and the reporting to the Credit Bureau has helped! Main downside has been very slow customer service- be prepared to spend twice as much time on the phone as you expect.

4 years ago

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Bella Mee Mobile, AL

I enjoyed having a capital one credit card it was my very first credit card and to paying it off was no hassle and there was either no internet rate or very low interest rate and can't remember .

4 years ago

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Daisy's Mom West Bend, WI

I do like using Capital One for business. I do not use it for a personal account currently. The biggest reason I started the account was for the cash back, but I really do like the ease of use for their website for statements and transaction detail as well.

4 years ago

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Shon Scoville Lehi, UT

I have a capital one card for one reason only. The rewards programs that Capital one offers are just better than any other rewards program I can find. They really pay to use their card!

4 years ago

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Lilyjames Hayward, CA

I’ve been using capital one since the second I turned 18 and it’s caused me no troubles. And I’m very pleased with the costumer service and their diligence to focus on their costumers.

4 years ago

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Shirley Freeman Charlottesville, VA

I’ve been very pleased. I do all of my banking online and find their site intuitive and clear, my questions have been answered quickly. I’m certainly going to stick with them

4 years ago

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Mike Marino Topsham, ME

The few times I have had issues with this card the matters were handled fast and well. I had a problem with someone getting my info and spending on this account. The company took care of it with little hassle.

4 years ago Edited February 2, 2022

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Andrew Sandy, UT

Great card company that makes it easy to pay your bill and their customer service is top notch. they gave me my first credit card and I still have that account open and love it.

4 years ago Edited January 31, 2022