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Home Warranty, Inc.

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3.5

Overall Score

Author: Kalicia Bateman

LAST UPDATED: March 9th, 2022

Home Warranty, Inc. was founded in 1999 and is headquartered in Rock Rapids, Iowa. The company serves eighteen states, primarily in the midwest-Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, West Virginia, and Wisconsin. Unfortunately, the company is rather vague regarding information on pricing and coverage.

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Pros

  • Choose among several plans
  • 24/7 customer service
  • Undisclosed pre-existing issues covered

Choose among Several Plans

Home Warranty, Inc. offers plans for current homeowners, those who will be putting their home on the market, real estate professionals, and new home buyers. The company offers a free 30-day program for homes that are entering the market as a way to help the sales process go more quickly for both homeowners and real estate professionals alike.

24/7 Customer Service

Unlike some of its competitors that only have customer service agents available during regular business hours, Home Warranty, Inc.'s representatives are available 24 hours per day, seven days per week to help connect customers who need help when their system/appliance breaks down outside of business hours.

Undisclosed Pre-Existing Issues Covered

Unlike many of its competitors, Home Warranty, Inc. includes protection for issues that are often labeled as pre-existing by other providers. In order for an otherwise pre-existing problem to be covered, the home must have passed an inspection without the inspector reporting a problem with the system or appliance. In this case, the repair is covered by Home Warranty, Inc. 

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Cons

  • Lack of transparency in coverage and pricing

Lack of Transparency in Coverage and Pricing

Much of the Home Warranty, Inc.'s published material online is vague, with customers reporting difficulty differentiating which information matches which plan. The company does not publish sample pricing for its policies, unlike many of its competitors.

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The Bottom Line

Purchasing protection from Home Warranty, Inc. is a solid choice for many. The company's policy on covering pre-existing issues alone set it apart from its competitors. The company, while not serving the entire country, does have a presence in several states. Added transparency and increased clarity would benefit prospective and current customers. In comparison, many of the company's competitors are considerably more transparent in exact coverages, products, and pricing than Home Warranty, Inc.

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Star Rating

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2.6

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13 Reviews

Review Breakdown

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38%

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1 grade

62%

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Katie Shimer Chicago, IL

I paid $400 for a warranty for my 2flat in Chicago. I was worried about the furnace in one unit. My tankless water heater went out and I forgot I had this warranty. I called them while the plumber was replacing the tankless with a traditional gas water heater. I told them the ignitor had gone out on the tankless but I just wanted to replace the whole thing as the tankless was old and a weird brand. They paid me $200 for the price of the ignitor and I used it to offset the cost of my new water heater. I was happy with that response.

7 years ago

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Chris Lawrence, KS

I am a landlord and have this policy on several properties. My last issues were two units had heater problems on the same day I called my service man got the repairs approved and paid 2 Days Later excellent service

7 years ago

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Kate Elisabeth Alamo, TX

Have had a warranty on three different properties and have not had any issues. They are quick to answer the phone and assign a contractor to help me. It is important to review the coverage and know what you are buying.

8 years ago

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Review Source

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Fernando

Fast friendly service. A lot cheaper than fixing the repairs on your own. They sent someone out and to look at my heater within 2 days.

4 years ago

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Toni Lucas Minneapolis, MN

This company has been wonderful to work with and are always on top of it. I highly recommend!

4 years ago