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Global Home Protection

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5.2

Overall Score

Author: Kalicia Bateman

LAST UPDATED: January 15th, 2022

Global Home Protection (GHP) is a home warranty company operating in 48 states across the country; everywhere except Alaska, Hawaii, and Washington, D.C. This warranty company offers coverage for homeowners directly, as well as specialized coverage for home buyers, and sellers through real estate professionals. It provides robust home warranty coverage, available to owners of the following property types: 

  • Single-family home
  • Condo
  • Townhome
  • Fabricated home/mobile home
  • Duplex
  • Triplex
  • Fourplex
  • Fiveplex

No long-term contracts are needed. Monthly and annual billing cycles are available. 

How does the claims process work?

When something goes wrong, claim submissions are over the phone via the company's 24/7 claims department. Within two business days, an approved service contractor contacts you during standard business hours to make an appointment. 

What about an emergency?

A home warranty provider is not an emergency service hotline. According to GHP's discretion, if you are experiencing an emergency, the company will make efforts to facilitate a response with urgency. 

However, Global Home has a loftier goal for its customers. When speaking about the peace of mind that the company's home warranties offer, it says, "Rest assured that Global Home Protection will cover all the major systems and appliances for repair or replacement and will send out a licensed contractor to your home THE SAME DAY!"

In fact, several customer reviews mention same-day or next-day service. Here's an excerpt from a grateful Global Home Protection reviewer: 

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Customer Review: Jean from Phoenix, Arizona

"It was 100 degrees in Phoenix. I called at 6 am PST and within 3 hours there was a tech outside my house fixing my A/C. Got to spend the rest of the day in an ice-cold home."

Can you use your own contractor?

No. Global Home has the right to choose for you and will not reimburse you for repairs you pay to a provider without prior approval. Global Home Protection contractors are vetted and must meet state requirements, which include things like liability insurance, auto insurance, and proper trade licensing.

Customer service and sales can be contacted by phone, email, or an online contact form.

Keep reading for the pros and cons of working with Global Home Protection or skip straight to reading consumer reviews. 

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Pros

  • Multiple Plans Available
  • Local Pre-Screened Technicians
  • New Customer Perks
  • Low $45 Service Call Fee
  • Workmanship Guarantee
  • Money-Back Guarantee
  • 24/7 Claims Department
  • Benefits for Rental Property Owners
  • Informative Blog

Multiple Plans Available

As with most providers in the industry, Global Home Protection offers three basic coverage plans to choose from, one that covers systems, one that covers appliances, and a comprehensive plan that covers both. This model often shows a large discount for buying more home warranty coverage in bulk, and that is true of this company as well.

  • Major Appliances Plan — $399.99–$499.99 per year
  • Major Systems Plan — $349.99–$449.99 per year
  • Diamond Plan — $499.99–$699.99 per year

Subscribers to the GHP Diamond also get coverage for three extras, including the garage door opener, which commonly makes a regular list. 

Customize your warranty with Global Home Protection. As with most home warranty companies, consumers have the opportunity to customize their coverage with add-on policies. Here are some examples that people will see with GHP, depending on availability:

  • Central vacuum 
  • Freezer (Standalone)
  • Icemaker (In-fridge)
  • Lawn sprinkler
  • Oven/Range/Stove/Cooktop (Additional)
  • Pellet stove
  • Pool/spa
  • Refrigerator (Additional)
  • Roof leak (Limited)
  • Septic system
  • Septic tank pumping
  • Sump pump
  • Water softener
  • Well pump

Local Pre-Screened Technicians

All Global Home Protection technicians are locally based,pre-screened, and licensed, so you don’t have to worry about receiving poor quality service techs who aren’t prepared to correctly service your home’s systems and appliances.

Many home warranty companies make their customers hire their technicians, making it easier for consumers who want a simple process and requiring less effort to reach a solution.

New Customer Perks

If you sign up as a new GHP customer, you may be eligible for a free month of coverage. The warranty specialist also offers discounted promotions, like its current offering of $200 off for new customers. 

Low $45 Service Call Fee

Service call fees are payable each time a service pro comes over to diagnose an item, whether it ends up being covered or not.

With Global Home Protection, the service call fee starts at just $45. This price is one of the lower deductibles available in the industry. Through our research, we have found that most companies' service call fees start at about $40 on the low end, but range up to over $100 on the high end. We have even seen competitors with a standard $150 service call fee.

Workmanship Guarantee

According to the GHP terms and conditions, workmanship guarantees are 30 days for labor and 90 days for parts. If you have an appliance or home system repaired, but the issue recurs, you don't have to pay further service fees for additional work needed on the same covered issue, if it happens within the listed terms. 

Money-Back Guarantee

Each contract from Global Home Protection includes a 30-day money-back guarantee. This guarantee is helpful in case you change your mind. 

24/7 Claims Department

Customers can submit a claim 24/7 to the GHP claims department. 

Benefits for Rental Property Owners

If you are looking to cover two or more properties with a home warranty policy, Global Home Protection offers discounts. 

Additionally, with service from this provider, it's simple to have your tenants or property management submit claims to GHP. A policyholder just has to get an individual's permission and have them individually on file.

Informative Blog

Both new and experienced homeowners should take advantage of Global Home Protection's blog. In fact, the blog has hundreds of articles covering nearly every home-related topic. If you're looking to purchase a new home, you may want to read Global Home Protection's Real Estate Market Guide or the article about tips and tricks for new homeowners.  

If you've been a homeowner for years and are all settled in, you may want to check out a maintenance guide for one of your major appliances (like your microwave, swamp cooler, or water heater) or the article on how to save money while on vacation. Whatever the case, there is a blog article for everyone and it's completely free. 

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Cons

  • No Online Pricing Information
  • No Service in Alaska or Hawaii
  • 30-Day Waiting Period
  • Emphasis on Maintenance
  • Cancellation Fee

No Online Pricing Information

Although Global Home Protection lists its offered packages and the home systems and appliances they cover, it does not provide any pricing information on its corporate website, other than mentioning coverage starts at about $1 per day. This lack of detailed cost information makes it difficult to compare Global Home Protection’s prices against other home warranty companies. 

To receive pricing information about your specific warranty needs, you’ll need to request a quote online or call a customer service representative.

Annual pricing is disclosed in the company’s Google profile. The company should consider disclosing other important information that customers want to know, including the following:

  • Monthly rates 
  • Pricing differences for houses over 5,000 feet
  • Pricing for the special optional coverage
  •  What affects the service call rate 

No Service in Alaska or Hawaii

Global Home offers warranty contracts for people in most parts of the United States; however, its coverage area does not include Alaska or Hawaii.

30-Day Waiting Period

When you purchase a home warranty policy from this company, your coverage only starts after a 30-day wait period. However, if you previously were covered by a home warranty policy, you may be able to cut the waiting period. You may need to provide proof of prior coverage, with no lapse between your old contract and your new one. 

To be eligible, you must provide this proof of prior coverage (with a reputable provider) within seven days of ordering a Global Home Protection Policy.

The policy doesn't cover any pre-existing conditions, whether you knew about them or not. The company explains: "During the first 30 days of the Coverage Period (as described in Section B above), GHP is not liable for replacement of entire systems or appliances, or replacement of boards, pumps, compressors, and motors as applies to any covered system or appliance."

Emphasis on Maintenance

Many things can void a home warranty policy; poor maintenance is a primary culprit. 

For your covered items to be "covered," you need to perform normal maintenance. In this case, the company defines that as maintenance once a year by a professional. 

The company states in its terms and conditions that it "reserves the right to request up to three (3) years worth of maintenance records and/or pictures, and the owner’s inability to provide the same may result in denial of coverage."

Cancellation Fee

You can transfer to a new owner easily, at any time, but what if you just want to cancel your warranty contract?

The answer depends on how much time has elapsed since your order date. 

  • Before 30 days — You are eligible for a full refund of your contract fees, less any service costs, which most people won't have because of the 30-day waiting period.
  • After 30 days — You are eligible for a prorated refund for the period you have already paid for but hasn't happened yet, less a $75 fee, and any service costs incurred by GHP. 

If costs incurred by the provider are more than your refund amount, then you will not get a refund. If you have outstanding claims, you are still responsible to pay them. You must cancel in writing, but you can do it with regular mail or email. 

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The Bottom Line

Global Home Protection seems to be a quality home warranty company with extensive coverage and offerings. It offers three plans, with bonus features on the third combo plan (Diamond).  

Customers can customize with add-on policies and choose between month-to-month or annual contracts. Be aware that you’ll have to contact GHP for a personalized quote. New customers benefit from perks like the $200 discount + one month of free coverage. 

If you end up selling your home in the meantime, you can quickly transfer your policy for free; however, if you have a long-term contract rather than a monthly one, you will be subject to a $75 admin fee, deducted from your refund. 

Look at Global Home Protection reviews below to see what real customers have to say about the home warranty provider.

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4.2

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32 Reviews

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66%

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3%

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They did not let me know that none of my appliances would be covered by them cause in their terms of agreement it says: 12. GHP is not liable for the repair or replacement of commercial-grade equipment, nor professional series or like appliances such as, but not limited to, Sub Zero, Viking, Wolf, Bosch, Jenn-Air, GE Monogram, Thermador, Miele, Samsung, LG, and other premium brands. I thought that meant commercial grade like it says but it turns out anything made by any of those companies is not covered. After 8 months I had a problem with one and that is when I found out none of my appliances in my house would ever be covered. I also have a plumbing leak one time and they decided over the phone they could not send anyone out to take a look. Be very careful before you work with this company, they have tons of excuses on why they can never help you in any way.

5 years ago

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Deb Fontaine Lake Elsinore, CA

*******Buyer Beware******* Do not buy a policy from the company. They do not actually cover anything. Read the fine print! And they will lose your emails to cancel and make you keep calling to verify they receive it and then tell you David M, the cancellation manager will need to call you back when he gets in before they can do anything. They will charge an admin fee to cancel of $ 75.00 plus a cancelation fee of $ 75.00 and they won't explain what the cancelation fee covers. I doubt I will see any refund. They lie. They steal. And they cheat. I don't usually give reviews but I could not help it with this company. I don't want anyone else to be taken advantage of like they have with me. They should be ashamed of themselves. They deserve ZERO stars but unfortunately that is not an option.

5 years ago

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Reply from Global Home Protection

Hi Deb Fontaine,

We apologize for any inconvenience you may experience with us.

As discussed with one of our Claims Supervisor, The claim filed for your water heater was denied due to a leak, which unfortunately busted and flooded the garage where the water heater was located. As it is stated in our Terms & Conditions that water heater leaks are NOT covered.

11. Water Heater
Included : Components and parts such as Thermostats, burner assembly, couplings, switches, thermocouple, ignition module, heating element, gas igniter, and coupler.

Excluded : Solar water heater, lowboy/squat, leaks, and pumps, periodic flushing. You agree in the event GHP authorizes an approved claim for the replacement of a water heater, we reserve the right to choose a tankless water heater as a replacement.



In regards to canceling your policy, We apologize for any inconvenience or misunderstanding you may have experienced while canceling your policy.

Typically, all policies can take up to 4-7 business days to be canceled. As discussed, the Claims Supervisor "David Moore" has honored for your policy to be canceled on May 27, 2021, as requested via email. A document with the remaining balance of your policy has been sent and completed by all participants. After, Global Home Protection receives a signed and completed document for your request to cancel your policy, a check will be issued for the remaining balance of your policy within 4-7 business days.

When canceling your policy with Global Home Protection all customers are subject to a $75 cancellation fee, and a $75 administrative fee as stated in our Terms & Conditions.

J) Cancellation
II. You may cancel this Agreement within the first thirty (30) days of the order date for a full refund of the paid contract fees, less any service costs incurred by us. Mutual agreement between us and you. If your agreement is over 1 year you shall be charged a cancellation fee for each year. If this Agreement is canceled after thirty (30) days, you shall be entitled to a pro-rata refund at the standard contract fee rate for the unexpired term, less a $75 administrative fee and a $75 cancellation fee, and any service costs incurred by us. If we have provided services and the amount of the service costs incurred by us is greater than the contract fees paid, then no refund will be due to you. All cancellation requests must be submitted in writing via email or postal mail.

Jun. 15th, 2021

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Stan Cozby Marble Falls, TX

I had a contract with Global Home Protection for less than 3 months when my HVAC stopped heating. I called Global and they gave me company name and contact person. I called and set up a time and told him I needed him as soon as possible due to extreme cold weather we were experiencing. He said he could see me in a couple of days. After he didn't show up, I called him and he said he was not an approved contractor for Global. I called Global and said they would find a contractor. I told them due to the extreme cold we were having to just refund my money and I would find someone local who could come that day.

5 years ago

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Reply from Global Home Protection

Hello Stan Cozby ,
We are deeply sorry for any inconvenience. According to our records, we see that you spoke to the claims department and the claim department gave you the option to hire your own and file for reimbursement. We strive to serve all our customers with the best possible service.

Mar. 15th, 2021

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Haynes ,

tenant called to report furnace not blowing warm at 3:30pm sunday 1/24/21. Called Global (24hr) line immediately. Only able to leave a message & an email. No response all evening. Went out & bought elec. heaters cuz they have children & we r in Ma. Monday morning after 9am spoke w someone. She said could be 24hrs to hear from someone. I guess 24hrs starts when u actually get to talk to them , not when u first called. It's now Tuesday morn 7am & I have still heard from nobody about this problem that was deemed an Emergerncy. ???????

5 years ago

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Reply from Global Home Protection

Hello Haynes,
We are deeply sorry for any inconvenience. According to our records we see that you spoke to the claims department and the claim is resolved. You can file a claim on our website . All you have to do is login to your account and submit a claim. This information is sent to the claims department who will reach out within 24 hours.

Mar. 15th, 2021