Zions Bank

Author: Kalicia Bateman

Founded in 1873, Zions Bank is a financial services company that prides itself on customer loyalty.

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The Good

• No Closing Costs
• Mobile App

No Closing Costs

Perhaps one of the best things about obtaining a home loan from Zions Bank is the fact that the company does not charge closing costs. Few companies offer this benefit, which can save borrowers thousands of dollars.

Mobile App

Zions Bank provides its customers with an iOS- and Android-compatible mobile app, which can be used to view and manage loans from a smartphone or tablet while on the go.

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The Bad

• Undisclosed Interest Rates
• High Minimum Credit Score

Undisclosed Interest Rates

Unfortunately, Zions Bank has not disclosed mortgage interest rates on its corporate website. Interested consumers must contact the company for more information.

High Minimum Credit Score

Zions Bank will not lend to borrowers with a credit score below 660, which means that consumers with subpar credit will need to seek other home loan companies. 

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The Bottom Line

Zions Bank offers a mobile app and does not charge closing costs. However, the company has a high credit score requirement in place and does not disclose interest rates on its website.

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