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Blue Ribbon Home Warranty

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Author: Kalicia Bateman

LAST UPDATED: January 28th, 2022

Blue Ribbon Home Warranty was founded in 1985 and is headquartered in Lakewood, Colorado. The company provides flexible terms from 14 months to 10 years. Blue Ribbon currently only serves homeowners or property management companies in Colorado. Doing so allows Blue Ribbon Home Warranty to provide high quality and personalized service to its relatively limited pool of customers.

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Pros

  • Coverage Terms of 14 Months to 10 Years
  • Trusted Track Record
  • Transparent Terms and Conditions

Coverage Terms of 14 Months to 10 Years

Customers are able to customize their coverage based on their needs. Coverage terms start at 14 months and can be as long as 10 years. This flexibility is beneficial, as it allows homeowners or property managers to purchase coverage for what they need and for the term that is needed, rather than needing to annually remember to renew coverage.

Trusted Track Record

Blue Ribbon Home Warranty has been offering its services for 30 years, which gives warranty holders peace of mind, knowing that the company has a track record and will not disappear overnight, leaving their home uncovered.

Transparent Terms and Conditions

Blue Ribbon Home Warranty is extremely transparent with its coverage and terms of contract, allowing customers to fully research the company before purchasing a policy, knowing exactly what is covered and any exclusions. The company offers three tiers of service, with optional add-ons, making it easy for prospective customers to customize their coverage.

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Cons

  • Coverage Limited to Colorado Properties Only
  • Lack of Information Online for Property Managers
  • Silver Plan Lacks Coverage for All Components of the HVAC System

Coverage Limited to Colorado Properties Only

Unfortunately, currently having a geographic coverage area of only one state excludes the majority of prospective warranty holders in the U.S. from purchasing a home warranty product from Blue Ribbon Home Warranty.

Lack of Information Online for Property Managers

It's difficult for property managers of multi-unit housing to find pricing information online. They need to speak with a company representative directly in order to receive a price quote.

Silver Plan Lacks Coverage for All Components of the HVAC System

The company's lowest coverage package (Silver) doesn't offer automatic coverage for the home's cooling system (A/C, evaporative cooler, whole house fan, or heat pump), which is a major component of the home. This is often expensive to repair or replace. It's important to note that the heating system is covered, with the above exclusions.

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The Bottom Line

For residents of Colorado, Blue Ribbon Home Warranty is a solid choice. The company maintains significant online transparency and has been in business for over 30 years. Its customer service is available 24 hours per day, seven days per week, and is never sent through a call center, ensuring that customers receive prompt and personalized attention when they are facing a claim. 

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