Overview
Delta Dental
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N/A
Undisclosed
MetLife
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N/A
Undisclosed
Ratings
Delta Dental
MetLife
Reviews
Delta Dental
Reviews
MetLife
Reviews for Delta Dental
Helpful Favorable Review
Noureddine Lalami
December 31st, 2021
Brentwood, CA
DETAILS
If you have Delta Dental as insurance, then you can pay little to nothing for services. The good thing is that co-pay prices tend to decline the longer you have insurance. They also have good customer service if needed.
Helpful Critical Review
Marcy Wilson
November 8th, 2021
Auburndale, FL
DETAILS
Still waiting on hold for customer service - 1 hour 18 minutes. Really? Shame!! And unacceptable! I will be changing dental insurance for my company. It sure would be nice to have an estimate of wait time at beginning of call and updates as time passed. If they have NO ONE to answer calls, they should allow a message to be left.
Reviews for MetLife
Helpful Favorable Review
Connor Smith
January 19th, 2022
Palm City, FL
DETAILS
With MetLife Dental insurance our family was able to offered having all three kids in braces and also getting wisdom teeth being pulled with a little out of our pockets. Also if we have any other services to get done as a family we are able to get it done without money out of pockets. I like that there is a lot of providers available under insurance company, for us to be able to pick from as a family.
Helpful Critical Review
D K
December 13th, 2021
Sacramento, CA
DETAILS
DO NOT USE METLIFE. Filing basic claims for annual X-ray reminds me of the movie rainmaker where Great Benefit is suppose to deny every claim initially no matter what. I literally have been paying HIGH Plan premiums for 3 years and never used the benefits while working overseas and then I come back to USA and get a check up. METLIFE denied the x-ray saying that I already had one this year despite me literally not being in a dentist office for 3 years (too long i know)... Frauds!
The Final Word
Delta Dental offers four plan options that individuals and families can buy. Since each plan is different, you can choose the plan that best meets your coverage needs. In addition to more typical insurance plans, Delta Dental offers fee-for-service and dental discount plans.
MetLife only offers one dental plan for individuals and families buying their own insurance. However, this plan comes with three options that offer different levels of coverage.
MetLife also offers dental plans specifically for veterans. If you're a veteran, you can purchase this plan for yourself and your dependents. MetLife offers a Federal Dental plan to federal employees and military retirees. This plan is also a great option if you've retired from the military.
Delta Dental and MetLife both offer group dental plans. Delta Dental's group plans vary by state, so you'll have to research further to learn more about what's available to you and cost. MetLife offers managed care dental plans and Preferred Provider Organization (PPO) plans. Managed care dental plans only offer in-network coverage. PPO plans offer in-and out-of-network plans.
While both companies offer great options for individuals and families, Delta Dental has more options. This selection makes it easier to find a plan that fits your budget and meets your coverage needs. MetLife is a good option for veterans and military retirees for its plans designed specifically for veterans and retired military.
While both companies offer group dental insurance, MetLife specializes in group plans. This specialization makes it a great choice for employers.