National Debt Relief

They were fast in getting one of my debts resolved and they are very nice and friendly when u call to talk to them. So for I’m very happy with there service

NDR has helped me with not making me feel like a failure, I feel respected with everyone I talk to and they explain everything so I can understand. Thank you so much.

They are excellent to work with. You are always able to communicate with them. They are professional but personable. They work hard to resolve and settle our debt.

They have excellent customer service. It takes awhile to get some of the settlements done, but they go through immediately. This program has been a life saver for me.

National debt relief helped me to turn things around and gave me hope when I didn’t think I had anything left. I would recommend to anyone struggling

Do not go with this company. They will extend your program as long as they can and as long as possible so that they can charge you as much fees as they can instead of trying to help fix your credit. 1. Their fee is 21% of the enrolled amount. For example 10K balance, even if they settle it for 80%, their fees is 2,100, so you’re not really saving 20% on the settlement, you’re actually paying 100 more if you just handled it yourself in the first place. Think about if your credit card debt is 100K, their fees alone will be $21,000. On top of the maintenance fee on your account which ends up to be about $25 a month. 2. They don’t start contacting any of your creditors until you have enough funds accumulated, and when they finally make an offer to your creditor, they will take most of it for their fees first. 3. Their Gitmead legal representation doesn’t really do much. A judgment was obtained against me and I didn’t even know about it. The only reason why I found out was because I was contacted by an attorney trying to represent me for a fee. This didn’t just happen once, it happened twice. 4. On one of my account, I called National Debt Relief that my creditor is planning on suing me and if they can prioritize that account. They never contacted that creditor. I ended up getting sued and eventually I had to borrow money from family and friends to take care of it on my own since they didn’t do anything about it. 5. Towards the end of my program, I have enough funds accumulated in my account. I called them on 04/26/21 to pay the remaining balance of my settlement. They told me that it takes 3 days to clear and that I had to pay the following month maintenance fees. On 05/03/21, I called them again to request a payoff, this time I’m told that I need to keep an additional $25 on my account in case the payoff is not approved. My payment schedule is 30th of every month on this account. Bottom line is, if you owe 5 or more credit cards and you go National Debt Relief, you are most likely to get sued, and since they don’t monitor your accounts, one day you’ll wake up that there’s a judgment against you. I originally had 7 accounts enrolled with them. I got sued on 5 of them. I eventually withdrew 4 accounts from National Debt Relief and settled the accounts myself. I was actually able to settle the 4 accounts for less than the settlement that National Debt Relief was able to get from my Creditors. Case and point, I had 2 Discover accounts. They got a settlement on one of the accounts for 40%. I was able to settle the other for 32.50%. On top of their 40% settlement, they charged me 21% of the enrolled amount for their fees. National Debt Relief makes it sound like they’ll be able to save you thousands. In the end, after all their fees, you’ll end up paying more than if you just called your creditors directly. Don’t be scared to pick up the call from collection agencies and creditors, you’re better off dealing with them directly than dealing with them through National Debt Relief.

Staff very friendly and understanding, got everything in motion very fast .very thorough in making you understand all your options . Was a great experience

I am so happy I chose this company to help me with my struggles! They are always so friendly and respectful when I call with a question! That means so much to me!

Excellent. They settled my accounts quickly and efficiently. For at least 50% reduced amount but sometimes more than 50% reduction. Friendly and available when needed.

The people who assisted me, initially as well as now that my debts are starting to be resolved, seem to understand how incredibly difficult this process is.

They have gone above and beyond they have kept me informed every step of the way they are working with my creditors they are working with me they are doing an amazing job

I've been using this for a little over a year now. My credit score hasn't improved at all. I set everything up before the pandemic and now I am drowning. I've tried to contact them about my situation changing but they haven't gotten back with me. I don't know if I would have went this route if I had to do it over again.

They are very accomodating from the very start and are really there to help. I didn’t experience any difficulty in applying for the program. Debts are settled fast as well.

I LOVE this company!! They are always there to answer any questions I have. They will also work with you if for whatever reason you can't make a payment.

It has been nothing but smooth sailing with NDR. I am so happy I found NDR to get me out of my debt problems. I would recommend this service to anyone in need.