Century Law Firm
4.8
5.8
Overall Score
Author: Jenna Vasquez
Century Law Firm, founded in 2007, aims to help clients understand their rights and escape financial hardships. The company represents clients in bankruptcy, personal injury, and debt defense. Century Law Firm can offer legal counsel and protect client's rights. However, its website reveals little information about its debt consolidation services.
Century Law Firm lacks accreditations and has limited state availability. Take a look at the top debt relief companies to find one that suits your financial situation at a fair price.
Top Ranked Companies
The Good
- No Upfront Fees
- Legal Debt Defense
- Free Consultation
- Online Dashboard
No Upfront Fees
Century Law Firm does not charge any upfront fees. Furthermore, the law firm does not charge any cancellation fees. Many debt consolidation companies charge initial set-up fees.
Legal Debt Defense
As a law firm, Century is able to answer legal questions regarding debt. Century Law Firm's team can help clients understand their rights and make wise decisions when facing a legal issue. The Fair Debt Collection Practices Act (FDCPA) protects individual consumers during debt collection. Century Law Firm's website outlines illicit practices used by debt collection agencies. Clients looking for relief from creditors can discuss their circumstances and see if they qualify for FDCPA protection.
Free Consultation
Century Law Firm offers a free consultation, a common practice in the industry. Clients can use this to determine if the company's services are right for their situation.
Online Dashboard
The law practice offers an online dashboard for clients.
The Bad
- Limited State Availability
- Lack of Accreditations
- Limited Website Information
- Undisclosed Monthly Fees
Limited State Availability
Century Law Firm is only available in 19 states. Clients outside its service area will need to seek other debt consolidation companies.
Lack of Accreditations
The legal service is not accredited by organizations that regulate the debt industry. Many debt consolidation companies are certified by the ISO, FCAA, or NFCC. However, Century is a member of the Florida and Georgia Bar Associations.
Limited Website Information
Century Law's website provides little information about its debt relief services. The site says the company offers restructuring and credit counseling programs but gives little information about either. It is unclear how its debt consolidation program works. There is also no information about typical time frames, results, or qualification factors.
Undisclosed Monthly Fees
Century Law Firm does not disclose any information about monthly fees. Many debt consolidation companies offer a typical range of fees, which usually vary by state. Clients must use the free consultation to learn more.
The Bottom Line
Century Law Firm offers a free consultation to help clients determine if its services are right for them. It can provide legal advice and defense concerning debt, and provide clients protection from FDCPA violations. Though the company charges no upfront or cancellation fees, it is unclear what it typically charges for services. Its website provides little information about its debt consolidation process. Century might be a good fit for clients looking for legal counsel and representation. However, we recommend consumers looking for basic debt consolidation services look at other top-rated companies.
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