Americor is a debt relief company based in Irvine, California. The company has relieved more than $2 billion of debt. Its more than 400 employees provide debt settlement services to borrowers with at least $3,500 of debt.

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The Good

Accreditations
No Upfront Fees
Simple Process

Accreditations

Americor has been certified by the American Fair Credit Council, the International Association of Professional Debt Arbitrators, and the Receivables Management Association.

The American Fair Credit Council is a consumer advocate group and the leading debt settlement company association. Certification by the American Fair Credit Council signifies adherence to a strict code of conduct, regulatory guidelines, and industry best practices. Additionally, all American Fair Credit Council members agree to not charge customers until after successfully negotiating their debt.

The International Association of Professional Debt Arbitrators’ certification communicates that a debt settlement company is committed to a high level of training and certification.

Companies that are certified by the Receivables Management Association must pass the association’s background check and adhere to industry best practices.

No Upfront Fees

Like many other reputable debt settlement companies, Americor doesn’t charge customers for its services until after it has settled their debt.

Simple Process

Americor offers a simple path to debt relief. You submit how much debt you have and the company provides you with available debt relief options.

Then, the company helps you apply for the right debt relief plan, and if accepted, you are enrolled and assigned a negotiator that will work to settle your debts with your creditors. Typically, negotiators are able to settle for 50–60 percent of the original balance.

After you have completed the program, you work to pay off your remaining, lower debts, and ultimately achieve a debt-free life.

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The Bad

Limited Services
Lack of Website Information

Limited Services

While some debt relief companies offer multiple kinds of services, Americor appears to offer only debt settlement services, and not debt consolidation or credit counseling.

Lack of Website Information

The information available on the Americor website is scant and doesn’t include specifics such as how much the company charges for its debt settlement services.

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The Bottom Line

Americor offers debt settlement services in 34 states from its headquarters in Irvine, California.

The debt relief company has numerous certifications, which speak to the company’s commitment to ongoing training, adherence to industry best practices, and compliance with regulatory guidelines.

In particular, Americor’s certification through the American Fair Credit Council means the company does not charge for its services in advance. Americor customers can rest assured that they won’t be charged unless and until the company successfully settles their debt.

Americor appears to offer only debt settlement services. Those who are interested in debt consolidation or credit counseling services will need to look elsewhere.

Unfortunately, the company’s website doesn’t offer much additional information. Interested customers should contact Americor directly to find out whether the company is a good fit for their financial situation.

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We'll Introduce You!

Call our recommended rep over at Americor below.

1-(844) 939-3291

Or you can visit Americor's website.

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User Reviews

Star Rating

4.5

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113 Reviews

Review Breakdown

5 grade

77%

4 grade

12%

3 grade

2 grade

1 grade

Sentiment Criteria

Value

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Quality

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Service

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Trustworthiness

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Verified Customer

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Chester

Very very thorough. Everybody that works together has called me and and help me out with answered any question I had. The gentleman that is taking over my case has been ready to call me, he's available anytime I need him, if I send him an email he answers very quickly and has information and whatever else I may need. They were very honest and upfront with me and explained to me exactly what I needed to do as far as getting in contact with the credit card companies. It was easy to get signed up, it was very quick and very very simple. I would definitely recommend it to someone that's in the same situation that I'm in.

4 years ago

Reply from Americor

Hi Chester, thanks for this review! We're happy to see our team has provided you with exceptional service thus far and we're glad you chose to enroll with Americor to help you become debt free!

Nov. 29th, 2021

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Verified Customer

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Melvin

They were very efficient as well as helping me and explaining things to me. I have recommended them to someone that other seniors and people that I know they could use that help. I'm quite satisfied with what they did for me. They were very efficient and they took the time to explain it to me and we appreciate people taking time like that to make sure we get the point.

4 years ago

Reply from Americor

Hi Melvin, thanks for your recommendation! We're glad you chose Americor to help you pay off your debt and save money in the process, happy to have you in the family!

Nov. 29th, 2021

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Verified Customer

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Tammy

When I called them that was just such a wonderful person to talk to. I don't know her last name but she was awesome and she really helped me through. It's tough being sick and but just her mannerism and the compassion. I think they're doing everything awesome. And they're there anytime you need them. They work through everything, they're very explanatory yes.

4 years ago

Reply from Americor

Hey Tammy, thanks for taking your time to leave this review! It's great to see you feel connected with our team and we're excited to help you get out of debt and back on track with your finances! Thanks for trusting Americor to help you on this journey!

Nov. 29th, 2021

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Verified Customer

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Ronald

They're so compassionate they're so understanding but still professional. We're just getting started and I am excited about the future. I'm really encouraged I see better things ahead through their handling of my situation. They're extremely trustworthy. They've been doing this a long time and they know what they're doing and and they're able to show me the now and the future.

4 years ago

Reply from Americor

Hi Ronald, thank you for sharing your experience with us! Our team understands debt happens and can become difficult to manage, so we've created a plan that will help get you back on track as quickly as possible. We're happy you've chosen Americor to guide you on your debt free journey!

Nov. 29th, 2021

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Verified Customer

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Taryn

It sounds really nice and I like that it's interest free. It does take a lot less time than a credit card or a loan to pay off. Everyone that I've spoken to has been really friendly and help me with a lot of my questions and made me really you know better understand what the company and the program was.

4 years ago

Reply from Americor

You made the right choice to enroll with Americor to assist you in paying off your debt Taryn and we're excited to show you how quick and dynamic our program is! Thank you for taking the time to share your happiness thus far, we're here to support you on your journey with us!

Nov. 29th, 2021

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Verified Customer

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William

I think they did a good job. They worked with us and said well maybe this is the best thing we could address for you to help you you know, improve your credit so that's pretty that's pretty good. They were extremely professional they were extremely thorough and answered any questions we had during the procedure.

4 years ago

Reply from Americor

Thank you for the great review! We're so happy you had a good experience with us. We look forward in building a lasting relationship with you. Please feel free to give us a call anytime if you have any questions.

Nov. 29th, 2021

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Verified Customer

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jesse Everts Arcade, NY

helping me get outof debt. so i did not have to file bankruptsy.your company was very helpful.and explained everything to me . thank you so much . for all your help. I will recommend you to all my family and friends if they are ever in the same situation as i was

4 years ago

Reply from Americor

Hi Jesse, thanks for your review! We're excited to see our program was the perfect fit for your situation and look forward to assisting you on your debt free journey! Thanks for choosing Americor!

Nov. 29th, 2021

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Verified Customer

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Patricia Campbell Liverpool, PA

Friendly and courteous personal. They were always there to answer my questions and if they could not answer them right at the time I asked they would find out and get back to me as soon as they had the answer.

4 years ago

Reply from Americor

Hi Patricia, thanks for this review! We're happy to see our team has provided you with exceptional service thus far and we're glad you chose to enroll with Americor to help you become debt free!

Jan. 6th, 2022

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Verified Customer

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Thang Nguyen Phoenix, AZ

They did as they advertised. Settled my debt and as long as you follow and trust the process it works. My credit score is finally up again and I'm on my way to bring debt free.

4 years ago

Reply from Americor

Thank you, Thankg, for sharing with us how pleased you are in our program! It is an honor to guide you toward financial freedom. As you continue the journey, please let us know how we can be your greatest supporter. Thank you for choosing Americor Financial to reach your financial goals.

Jan. 6th, 2022

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Verified Customer

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Catherine V Brown Sunnyvale, CA

The process from start to finish has been so seamless. Every consultant that i spoke to answered all of my questions clearly and explained everything first until I understood before we took the next steps.

4 years ago

Reply from Americor

Thank you for your kind words, Catherine! We genuinely strive for each interaction with a customer to be truly positive and exceptional. We appreciate you taking the time to share your experience and love having you as a member of the Americor Family.

Jan. 6th, 2022

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Verified Customer

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Ebony Avery Nashville, TN

So far so great. Chris did a really good job explaining the process and everything that comes with it. It is quite nerve wrecking not paying my bills but o know the rainbow is at the end.

4 years ago

Reply from Americor

Thank you for sharing this with us Ebony! We're glad to hear our team thoroughly explained the process and program to you and thank you for trusting our process to resolve your debt!

Jan. 6th, 2022

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Verified Customer

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Davonna Whittenburg Muldrow, OK

Best thing we could have done. It saved us in a time that our lives were being greatly affected due to finances. Americor took the reigns and and helped get everything on track.

4 years ago

Reply from Americor

Hi Davonna, thanks for your review! We're excited to see our program was the perfect fit for your situation and look forward to assisting you on your debt free journey! Thanks for choosing Americor!

Nov. 29th, 2021

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Verified Customer

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Raymond

They reassured us that creditors would not be contacting also that they would handle everything. They were diligent, experienced and made you feel secure. The representative again was diligent and she was very patient.

4 years ago

Reply from Americor

Thank you for taking the time to leave this review Raymond! It's important to us to make sure you remain comfortable and confident in our team and program's ability to get you out of debt and save you money in the process. Please don't hesitate to contact Client Services at 800-341-6855 with any questions or concerns that arise, we're here to support you on your journey with Americor!

Nov. 29th, 2021

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Verified Customer

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Catherine

Their service is great so far. I'm just starting out, it's just my first month. They're always very helpful and immediately ready to help and they're very knowledgeable customer service people.

4 years ago

Reply from Americor

You made the right choice to enroll with Americor to assist you in paying off your debt Catherine and we're excited to show you how quick and dynamic our program is! Thank you for taking the time to share your happiness thus far, we're here to support you on your journey with us!

Nov. 29th, 2021

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Verified Customer

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Virlie

This seems to be going okay.Things work out all right, they certainly have confidence in what they're doing. They are trustworthy. They're honest, they cover everything many times so they make sure that you understand.

4 years ago

Reply from Americor

Hi Virlie, thanks for your review! We're excited to continue to partner with you on this journey to help you achieve debt freedom and thanks for choosing Americor!

Nov. 29th, 2021

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Verified Customer

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Delores Clayton Saint Louis, MO

They kept me on track to complete the goal set to help me return to my financial peace of mind. Without their support along the way, I doubt I could complete this task.

4 years ago

Reply from Americor

Dec. 22nd, 2021

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Verified Customer

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Thomas

It's pretty quick on getting to me and get everything finalized and going. They work with the companies and get resolved and get the best for the customer.

4 years ago

Reply from Americor

Thank you for sharing your satisfaction, Thomas! We're excited you decided to enroll your debt with our program, our team here at Americor will be working diligently to help you achieve debt freedom quickly to have a fresh start financially!

Nov. 29th, 2021

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Alvin

I didn't end up using their service because I wasn't about to ruin my good credit. But customer service wise, they were curteous and told me all the things that I needed to know. Since I told them I wasn't going to be using their service, I've been watching my bank account fearfully, to make sure that there really won't be any charges. I haven't seen anything come up, so I give them 5/5 for the way they handled everything with me. I would recommend them to someone with bad credit.

4 years ago

Reply from Americor

Hi Alvin, thanks for your recommendation!

Nov. 29th, 2021

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Verified Customer

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Perry Flinn Spring Hill, FL

The whole experience so far has been very smooth. I've been kept abreast of all transactions and the web site is very helpful.

4 years ago

Reply from Americor

Jan. 6th, 2022

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Verified Customer

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Dan Henry Cullman, AL

So easy. Everyone was so helpful. Everything went exactly as I was told it would. I'm already seeing a dramatic change in my credit score.

4 years ago

Reply from Americor

Thanks for your review Dan, we're happy to have you enrolled to help you become debt free and thanks for choosing Americor!

Jan. 6th, 2022

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Verified Customer

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Heather Monacchio Hauppauge, NY

Always a quick response time and everyone I talk to sounds like they really are interested in helping me and there's never been any judgement!

4 years ago

Reply from Americor

Hey Heather, thanks for taking your time to leave this review! It's great to see you feel connected with our team and we're excited to help you get out of debt and back on track with your finances! Thanks for trusting Americor to help you on this journey!

Jan. 5th, 2022

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Verified Customer

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Danetta Holland Stockton, CA

They have been very helpful with explaining how to get my debt under control as well as providing a low payment rate for me.

4 years ago

Reply from Americor

Thank you for sharing this with us Danetta! We're glad to hear our team thoroughly explained the process and program to you and thank you for trusting our process to resolve your debt!

Dec. 22nd, 2021

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Verified Customer

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James R Bandy Jr Pegram, TN

Have helped whenever I have problems. I really haven't had any problems with them, they have always responded to any requests or questions I have.

4 years ago

Reply from Americor

Thank you for your kind words, James! We genuinely strive for each interaction with a customer to be truly positive and exceptional. We appreciate you taking the time to share your experience and love having you as a member of the Americor Family.

Dec. 22nd, 2021

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Verified Customer

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Stephen Francic Freedom, PA

Because Americor has a reputation of reducing your debt burden by 50% and they give helpful suggestions in staying debt free.

4 years ago

Reply from Americor

Thank you, Stephen, for sharing with us how pleased you are in our program! It is an honor to guide you toward financial freedom. As you continue the journey, please let us know how we can be your greatest supporter. Thank you for choosing Americor Financial to reach your financial goals.

Dec. 29th, 2021

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Verified Customer

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Michelle

They were really good at following up because I missed a few things and they reexplained to me and made sure I understand what I just signed up for.

4 years ago

Reply from Americor

Thank you for your review, Michelle! We genuinely strive for each interaction with a customer to be truly positive and exceptional. We appreciate you taking the time to share your experience and love having you as a member of the Americor Family.

Nov. 29th, 2021

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Verified Customer

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Catrina

Any questions I had they answered them and when I cancel services with them they gave me any push back, they just did what I asked.

4 years ago

Reply from Americor

We're happy you've been able to connect easily with the team to answer your questions and concerns, Catrina.

Nov. 29th, 2021

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Verified Customer

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David W Johnson Turners Falls, MA

It was always easy to get a hold of someone. Getting credit 9 was quick and then my acts were settled fast.

4 years ago

Reply from Americor

Thanks for your review David, we're happy to have you enrolled to help you become debt free and thanks for choosing Americor!

Jan. 5th, 2022

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Verified Customer

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Larry Burt Norman San Ysidro, CA

they explained my opitions very well and provided me with a way to get out of my CC debt after the Covid shutdown.

4 years ago

Reply from Americor

Thank you for sharing this with us Larry! We're glad to hear our team thoroughly explained the process and program to you and thank you for trusting our process to resolve your debt!

Dec. 22nd, 2021

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Verified Customer

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Javier Tivera Orlando, FL

Very professional explained the whole process very well to me to understand me and my experience very comfortable

4 years ago

Reply from Americor

Thank you for sharing this with us Javier! We're glad to hear our team thoroughly explained the process and program to you and thank you for trusting our process to resolve your debt!

Dec. 8th, 2021

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Verified Customer

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Millard

Everybody was courteous make sure that they cover everybody so they could be covered. I feel confident with them.

4 years ago

Reply from Americor

Thank you for your review, Millard! We're pleased to see your representative and our team have been responsive and courteous with you, we look forward to helping you close this chapter of debt and create a new brighter future with your money!

Nov. 29th, 2021

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Verified Customer

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All my questions were answered.They just took over everything and everything's going to be taken care of.

4 years ago

Reply from Americor

We're happy you've been able to connect easily with the team to answer your questions J, thanks for choosing Americor to help you get back on track financially!

Nov. 29th, 2021

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Verified Customer

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Laura Cancilla Kennewick, WA

4 years ago

Reply from Americor

Hi Laura, thanks for this review! We're happy to see our team has provided you with exceptional service thus far and we're glad you chose to enroll with Americor to help you become debt free!

Nov. 29th, 2021

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Verified Customer

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EUGENE BRICHACEK San Lorenzo, CA

I haven't had any issues. All my experiences when engaging with the staff at Americor have been professional.

4 years ago

Reply from Americor

Nov. 29th, 2021

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Verified Customer

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Steven Tudela Hollywood, FL

Americore thanks to you my credit is going back up my debt has been taken care of

4 years ago

Reply from Americor

Thanks for sharing your satisfaction with our service Steven, we're happy to help you achieve debt freedom! Thanks for choosing Americor!

Jan. 6th, 2022

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Verified Customer

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Reida Gillspie Knoxville, TN

so far so good. Just started working with them in November. So far, one creditor has settled.

4 years ago

Reply from Americor

Hi Reida, thanks for your review! We're excited to see our program was the perfect fit for your situation and look forward to assisting you on your debt free journey! Thanks for choosing Americor!

Jan. 6th, 2022

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Verified Customer

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Ashley Caceres

I gave them a high rating because I find that any questions I have, have always been answered and very easy to use.

4 years ago Edited December 29, 2021

Reply from Americor

Thank you for sharing this with us Ashley! We're glad to hear our team thoroughly explained the process and program to you and thank you for trusting our process to resolve your debt!

Jan. 5th, 2022

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Verified Customer

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Mark A Whitmire Cape Coral, FL

They have helped me develop a plan to make it possible for me to clean up my financial mess.

4 years ago

Reply from Americor

Hi Mark, thanks for your review! We're excited to see our program was the perfect fit for your situation and look forward to assisting you on your debt free journey! Thanks for choosing Americor!

Dec. 22nd, 2021

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Verified Customer

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Samuel Maxwell Honoraville, AL

Been less than 2 months and already got one approval and working on another one!!!

4 years ago

Reply from Americor

Thank you for your review! It's amazing to see the progress you're making so quickly, we can't wait until you reach the day where all your accounts are paid off and you can say you're debt free! Thanks for trusting Americor to help you achieve a fresh start with your finances!

Dec. 22nd, 2021

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Verified Customer

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ERIN UPDYKE Stanley, NY

Excellent customer service and thorough with explaining process and following up.

4 years ago

Reply from Americor

Thank you for your kind words, Erin! We genuinely strive for each interaction with a customer to be truly positive and exceptional. We appreciate you taking the time to share your experience and love having you as a member of the Americor Family.

Dec. 22nd, 2021

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Verified Customer

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Andres Hernandez Santa Ana, CA

A five because they have helped me get rid of debt that has followed me since 2014

4 years ago

Reply from Americor

Hi Andres, thanks for your review! We're excited to see our program was the perfect fit for your situation and look forward to assisting you on your debt free journey! Thanks for choosing Americor!

Dec. 8th, 2021

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Verified Customer

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Kimberly Ross-Toledo Gallup, NM

Simple process, supportive staff, monthly reminders and quick follow through with notifications.

4 years ago

Reply from Americor

Thank you for your kind words, Kimberly! We genuinely strive for each interaction with a customer to be truly positive and exceptional. We appreciate you taking the time to share your experience and love having you as a member of the Americor Family.

Dec. 8th, 2021

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Verified Customer

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Martin McNair Pensacola, FL

They answer all questions about the process in a way that was easy to understand.

4 years ago

Reply from Americor

We're happy you've been able to connect easily with the team to answer your questions Martin, thanks for choosing Americor to help you get back on track financially!

Nov. 29th, 2021

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Verified Customer

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Robin

They were very careful to explain all the details and make sure that I understood.

4 years ago

Reply from Americor

Thank you for sharing this with us Robin! We're glad to hear our team thoroughly explained the process and program to you and thank you for trusting our process to resolve your debt!

Nov. 29th, 2021

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Verified Customer

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Alissa

It was very easy. It's a low payment. Sean was very understanding of my situation.

4 years ago

Reply from Americor

Hi Alisha, thank you for taking the time to share this kind review about your representative Sean! We're here to take the burden of debt off your shoulders and support you on your journey, remember you can check out your client portal for all updates about your account or don't hesitate to contact Client Services at 866-333-8484. Thanks for choosing Americor!

Nov. 29th, 2021

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Verified Customer

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Samantha Mount Kisco, NY

It's been both an effective and pleasurable experience to work with the Americor team

4 years ago

Reply from Americor

Nov. 29th, 2021

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Verified Customer

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Maddalen Gonzalez Bronx, NY

My credit has gone up and the service I've received was always pleasant

4 years ago

Reply from Americor

Thanks for sharing your satisfaction with our service Maddalen, we're happy to help you achieve debt freedom! Thanks for choosing Americor!

Jan. 6th, 2022

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Verified Customer

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kathleen glaze La Mirada, CA

ONE WORD "AMAZING" did over and above what was needed to help me in my BIG MESS

4 years ago

Reply from Americor

Thanks for your review Kathleen, we're happy to have you enrolled to help you become debt free and thanks for choosing Americor!

Jan. 6th, 2022

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Verified Customer

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Jesse Hanna Mesa, AZ

Informative and friendly. Never felt like I was in the dark on anything.

4 years ago

Reply from Americor

Jan. 6th, 2022

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Verified Customer

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Stephanie Martin Ponchatoula, LA

Friendly and easy to work with. They truly live up to what they promised.

4 years ago

Reply from Americor

Jan. 6th, 2022

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Verified Customer

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Brenda Casinger Poplar Bluff, MO

Very friendly and helpful employees; easy and painless experience.

4 years ago

Reply from Americor

Thank you for your kind words, Brenda! We genuinely strive for each interaction with a customer to be truly positive and exceptional. We appreciate you taking the time to share your experience and love having you as a member of the Americor Family.

Jan. 6th, 2022