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Credittude Financial Hub

Credittude Financial Hub

Name: Credittude Financial Hub
Rating: 4.9

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4.9

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24 User Reviews

5.9

Overall Score

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4.9

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24 User Reviews

5.9

Overall Score

Compare

The Good

The Bad

Bottom Line

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Company Details

Upfront Cost

Starting at

$999

Monthly Fee

Starting at

$1, 000

Money-Back Guarantee

180

Company Headquarters

77 Sugar Creek Center Blvd #600 Sugarland, TX 77478

Number of Reviews 24

info Source of Information

Author: Jenna Vasquez

LAST UPDATED: February 23rd, 2022

Credittude Financial Hub is a financial services company that has provided credit repair and credit restoration services to consumers since 2008.

The Texas-based company is registered and licensed with the state’s Attorney General offices and offers consumers a number of financial services including:

Credit repair services
Shelf corporation services
Business credit building services
Business financing services
Seasoned tradeline services

Credittude Financial provides two different credit repair packages — a Regular Package and a Platinum Package. Potential customers should note that the company does offer a money-back guarantee with each credit repair package option.

Read our full review to learn more about Credittude Financial’s credit repair services and options.

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The Good

Credit Repair Process
Money-Back Guarantee
Customer Resources

Credit Repair Process

Along with a free credit analysis, Credittude Financial offers a straightforward, three-step credit repair process. According to the company’s website, the credit repair service begins by challenging negative items on credit reports from all three credit bureaus.

Next, the company contacts creditors to verify negative items. Lastly, the company repeats the process if there are negative items that require “additional correspondence.”

Credittude Financial offers two credit repair package options that customers can choose from — the Regular Package and the Platinum Package.

The Regular Package consists of normal bureau challenges. This package option works to get everything deleted within 40–180 days.

The company’s Platinum Package is based on aggressive bureau challenges. This package strives to have everything deleted between 40–90 days.

With each credit repair package, the company works to challenge negative items like hard inquiries, student loans, foreclosures, bankruptcies, evictions, child support, and more.

Money-Back Guarantee

Credittude Financial provides a money-back guarantee if its service cannot delete everything from a client’s credit report in 120 days. The company recognizes that each credit repair situation is different and the money-back guarantee provides peace of mind to customers.

Additionally, many other companies in the credit repair industry do not offer a money-back guarantee.

Customer Resources

Credittude Financial provides customers with a few resources including a monthly credit score improvement analysis and access to a credit specialist via email, phone, or website chat.

Customers will also receive 24/7 access to track and monitor their credit results online.

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The Bad

Expensive Service Options
Additional Monitoring Services Required

Expensive Service Options

Credittude Financial charges steep prices for its credit repair services compared to what other companies charge. The company charges customers a total of $1,499 for the Regular Package and a total of $1,999 for the Platinum Package.

According to Credittude Financial’s website, once customers sign up for a package, they can pay $499 to start and then can pay $499 every 30 days until they pay for the total amount due.

Additional Monitoring Services Required

Credittude Financial requires customers to sign up and pay for IdentityIQ monitoring services which cost $29.99 per month. These services are required for customers to obtain access to copies of all three of their credit reports each month.

This is an added expense as some other companies in the credit repair industry offer credit report copies for free when customers sign up for their services.

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The Bottom Line

Credittude Financial is a Texas-based financial services company that has provided credit repair and restoration services since 2008. The company offers a free credit analysis and a simple, three-step credit repair service. It works to challenge several negative credit items including hard inquiries, student loans, foreclosures, bankruptcies, evictions, collections, and more.

Credittude Financial provides a 120-day, money-back guarantee and gives customers 24/7 access to track their credit results. Additionally, customers can contact a dedicated credit specialist at any time.

Those who are interested in Credittude Financial credit repair services should note that the company charges fairly steep prices for the two package options it offers.

Customers are also required to sign up and pay for a monthly IdentityIQ monitoring service in addition to paying for a Credittude Financial credit repair package.

Potential customers are encouraged to contact the company directly and read Credittude Financial reviews to learn more about the company’s credit repair process and services.

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User Reviews

Star Rating

4.9

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24 Reviews

Review Breakdown

5 grade

96%

4 grade

3 grade

2 grade

1 grade

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Blair Sanchez Houston, TX

Today, I finally took action in becoming a business credit client with your company after months of contemplating and stalking the website (lol). I choose the $6,999 Gold Package. I received multiple emails and phone calls from Bob A asking me if I was ready to commit but the timing was off. Well, tonight I was able to speak with him over the phone, he answered my questions about the different programs, gave me AWESOME/AMAZING CUSTOMER SERVICE by going above and beyond his after duty hours to fix my login problems, so I was able to peruse the system. I would have to admit that if it wasn't for Bob being so diligent and patient with me , we would have missed out on a beautiful opportunity with getting my business credit started. I look forward to working with him and taking my company to the next heights with Credittude Financial Hub.. Thank you again and Please make sure he see's this.

4 years ago

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Justin Kennedy Houston, TX

Good people. I came to credittude financial hub with no business credit and poor personal credit. That was back in June 2020. Since then, they’ve not only repaired my personal credit but also position my company to where we’ve acquired well over $470k without me using my new personal credit. This was quite a journey A wonderful learning experience. I would like to see us send a special thank you shout out to Mr. H, Who is my son a business credit specialist. You change my life and thank you to the whole entire staff. Customer service is unexplainable. These guys really treat you like family members from the beginning to end

4 years ago

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Daniel Greene Houston, TX

I've been dealing with different business credit companies over the past 3 years with no results at all. I found Credittude Financial Hub on a commercial back in March and decided to contact them to see if they were any different from my past experiences. I can admit, I didn't move forward on our first encounter due to the high pricing and my financial state at the time, but the customer service surpassed awesome. I worked one on one with one of the leading Vice Presidents, Trevor C. He's a bold stand up induvial that really cares about the people he helps. At times it was hard to reach Trevor due to his position at the firm but I was always taken care of the same day. That's what really had me falling for Credittude Financial. The love and customer support at the firm. Trevor personally walked me through everything and made sure I was approved for all the high credit lines besides the minimum just to get by. He gave me the key knowledge and educated me on how to deal with the banks to pull in more funding. I was awarded well over $487k when it was all said and done, but I'm still obtaining more funding til this day. Repeating the same process for my other business. This company is reputable and the truth. They taught me how to make a side AirBnB business with my EIN, connected me with the right CPA and more. Im more than thankful for you all.

4 years ago

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Heather Cardone Houston, TX

I was referred to Credittude Financial Hub by my daughter in law. Upon contacting them back in September 2021, I wasn't too knowledgeable about shelf corporation nor how they work but was defiantly in need of major funding. Even though their shelf corps were kind of pricy, the customer service really brought everything at ease by educating me on the protocols of how everything is executed. After going through all of the yellow tapes and processing; I was able to acquire a shelf corporation in the state of Florida and received a little over $1.3M when totaling all of my banks together. One thing I did learn a lot about was Dun and Bradstreet during the process. I had no clue of who they were let along how important they are to businesses period. I know I'm a old lady but I like to stay up to date with the new knowledge. The fact that my shelf corporation had previous credit history is what really got me my guaranteed approvals with the underwriters and loan officers at the banks we used. Sometimes i call into their office just to speak with my rep and say hello. These guys at Credittude Financial really have a passion for seeing you all the way through the process and helping clients. they really care. I'm very much grateful.

4 years ago

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Faye Clarkson Houston, TX

My spouse was in the trucking industry, well is in the trucking industry and we were in need of some new trucks. I seen one of their commercials on TV and they stated that they help with business credit. We signed up with the program about four months ago and it’s a blessing to say that we have two of our own 18 wheelers. It’s been a long journey and a lot of processing. One thing that I can say is that the customer service is beyond excellent. They work one oh one with your clients and go beyond to make sure that we understand the process of her and all his work. I can’t think Kevin enough who is my personal business credit manager. He stood by my side even after we receive the funding in our trucks. That goes pass customer service. That’s great integrity gratitude. I’m very thankful for you all help because you have truly been a blessing in my family’s corner. Thank you thank you thank you.

4 years ago

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Jake Dwells Houston, TX

A client of mine told me about Credittude Financial Hub in 2008 during the recession. They were fairly a newly established company at the time and was only doing credit repair I believe; so in all honesty I didn't utilize their services at the time. A few years later in 2013 they came across my radar on Facebook and decided to join their affiliate program. Over the years, Credittude Financial has taken care well over 400 of my clients and still counting. Their affiliate program is very lucrative. I've collected about $600k from my affiliate fees. Reviews aren't really my thing but at this moment I felt as though it was only right coming up on the new year. May God continue to bless your firm, Keep up the great work guys.

4 years ago

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Jenny Crawford Houston, TX

This firm is one of the best in the industry has down. As I told my representative Trevor a few months ago when first started no one offers The things that Credittude Financial Hub offers, It’s like a one stop shop. First, I originally signed up for credit repair and felt as though it was only right that I move forward and executed their business credit builder package. Since enrolling in the business credit program I’ve acquired a little over $350,000 and I’m not even finished with obtaining funding. To anyone out there wondering if they should do business with Credittude, I urge you to press the start button and give it your best shot. They treat all of their clients like family members which is also a great Plus. They always ask about my personal life to make sure my head is on steady. I will definitely be cine more business your way from my colleagues at the beginning of 2022. Thank you guys. For everything.

4 years ago

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Jamie Carrey Gilmer, TX

I’ve been working with this company over the past 4 months. Since enrolling in their business credit builder package, my whole perspective for business credit has changed. Not only was I able to acquire a large substantial amount of funding but I also learned the underwriting protocol process in which was necessary to get automatic approvals. My account specialist Vicky directed me on the steps to take from the beginning to end. I can admit - at the beginning it seemed a little frustrating because I didn’t understand anything. But once I was approved for my first line of credit & credit cards as the money started to flow in, things seemed much easier. I must say that the customer service was Beautiful as they answered all of my questions even though I may have came off as aggravating or annoying due to the same questions being asked. My apologies if I was. I would like to thank you all for changing my business financing and helping me acquire funding. Especially that I was not required to use my personal credit which is kind of jacked up. Thank you, thank you! I will most definitely be recommending some of my colleagues and family members to you guys.

4 years ago

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Trevor Smith Houston, TX

I started out with this company back in August 2021. I originally signed up for credit repair and enrolled in their business credit program a month later. What really got me was the direct 1 on 1 customer service. These guys have a certain character about themselves that they stand on. My rep Kristi was a life savor. She directed me on the correct steps to take during the duration of obtaining my business credit and actually showed me how to do it on my own in the near future for my other companies. I received a little over $457k to be exact but I’m raising the bar to get more as I was taught. My personal credit is at a strong 760 thanks to you guys. My wife and I both really appreciate what you all have don’t I’m my life. Good companies are hard to come by these days that really care for the people, thanks a super lot.

4 years ago

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Stacy O'neal Katy, TX

I’ve had the pleasure of working with Credittude Financial Hub within the year of 2020, not only is this company helpful with all aspects of credit repair & business credit opportunities but also very knowledgeable! I’ve learned how to build positive credit history and also how to maintain a good credit profile within my journey with this company. I’ve had several deletions over the course of working with this company. The results are real and they are good! The communication throughout this process has always been superb to me. The members of this company are very helpful and insightful. Not to mention very patient with the many questions i had along my journey of success. I definitely recommend giving this business the opportunity to repair your personal credit if needed to be. Patience is key but it definitely pays off in the end. Thank you Credittude Financial Hub for helping me! Blessings

5 years ago

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Courtney Hamerson Houston, TX

It was a YouTube ad that seal the deal with Credittude Financial Hub, It was about business credit card, knowing that I was in great shape with my personal credit score that was even better. So with that being said, Ava C started the process then I assigned to an account manager, Trever C took over and Credittude Financial Hub got me $456k in 0% interest business credit lines, corporate credit cards and cash funding for my businesses! I can tell you that growing my business it's just a thing in the past. Credittude Financial Hub so awesomely great I was also able to get one personal credit card with my 0% interest business credit. The process they take a little longer than expected. About 4 1/2 months and I was expecting only four months. But sometimes you have to give a little when you’re writing all the great results! Again thank you Trevor. Thank you Credittude Financial Hub family. I’m definitely sending my little brother and brother-in-law your way so they can repeat the same process. Everyone is seeing my results and I’m loving it.

5 years ago

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Jovoni Hyde Houston, TX

I found this company on Facebook back in March 2020 when I was in deep need of fixing & restoring my personal credit. One of their reps by the name of Ava kept posting their results online so after watching it for a while; i decided to make a move and give it a try. During the process all of my calls were answered and medical bills were deleted as promised with prompt timing. The reason i'm really leaving this review is because of the integrity this company has. I received a lot more than what i paid for. I was coached on the steps to take after they cleaned my personal credit and now my scores are above 760 all across the board. I just wanted to say thank you all for the great work and results.. Keep standing out and making a difference.

6 years ago

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Brandon Martin Houston, TX

When I decided I was ready to stop renting ...my credit was the first thing I thought off. Credittude Financial Hub has made many dreams come true and I am ready to stop dreaming! The Platinum Credit Repair package was just the beginning. This company guarantees 100% of deletions on their rate so they gave me an additional 2 rounds of deletions to get me in the 800's! I can’t begin to tell how thankful I am to have been able to speak with who put me at ease. I had a few concerns and had been trying to get answers.. Today I spoke with Kevin who was kind, knowledgeable, compassionate, and very clear. I won’t go into too much detail, but I’ve been on edge all week and Kevin finally gave me the answers I deserve. Thank you Credittude Financial Hub. Love the customer service!

6 years ago

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Timothy McMillan Houston, TX

Thank you Credittude Financial Hub, You guys rock! It took me about 30 days and just getting the foundation right to start with you all. Now, that has been successfully completed, I am on tier 1 and as of today I have 7 trade lines with no personal guarantee. My wife is past thankful and so am I. We are happy that we are finally on our way! Business Credit is what we have been trying to accomplish for the past 2 years. Until I ran into you all, we were clueless on what we were doing! The way that Credittude Financial Hub works hands-on with their clients is Phenomenal👍 Most companies promises a lot and never deliver REAL results. I will be sending my brother and father in law to you all; a referral fee wouldn’t be to bad either, ha ha😀. Thanks again you guys; your company is the truth!

6 years ago

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Mark West Houston, TX

I have been a member with Credittude Financial Hub ever since I started my first initial company - even before I had my Articles of Incorporation, Business Bank account or my EIN. Honestly.. it was Calvin C's Credittude Business Credit Podcast on YouTube that inspired me to go ahead and pull the trigger on starting up my Corporation, even though I've been working another job while trying to get my foot in the door! The entire staff has been there to coach me on what to do at any time that I've needed to get ahold of them over the years. Sky is pretty prompt about getting back to me, even though she's a very busy lady. And she always has the quick answer I need. During my first 4 months with Credittude Financial Hub I acquired over $260,000 corporate credit for my brand and I couldn't be happier with the results so far. Much praise and thank you to Credittude Financial Hub for the continued success and satisfaction. My family and I are grateful.

6 years ago

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Kennedi Reese Kingwood, TX

Hands on with great customer service. I worked with Crrdittude Financial Hub for about 4 months to get some extra capital for my business. I worked with a VP rep by the name of Travi S during the proxess. Travi was a great indusviual that has taught me a lot while obtainging funding. I was able to gain a little over $200k and still applying presurre with the banks. Like i was taught by CFH, the sky is the limit with business credit and cash funding.

4 years ago

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Carter Smith Katy, TX

Incredible staff, awesome leaders. After 5 months of hard dedication and following all the key protocol instructions; I was able to acquire a little over $204,000. My account specialist was Vicky S. She walked me through the entire process and made sure all of my funding was secure without a headache. Vicky was special, she checked on me every few days and was always available in case I had any questions via email or phone call. I’m very thankful and appreciative for what you all have done. May God continue to bless your business.

4 years ago

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Shane Valdez Katy, TX

So far so good. I have been working with Credittude Financial Hub for the past 3 months and my experience has been nothing but great. I was lucky enough to have Mr Trevor C as my assigned manager and he's a true gem for a Vice President. He has always called to check up on me and walk me through all of the details while obtain gin Amy business credit and cash funding. I've learned a lot in theses past 3 months. Well worth the investment. Thanks a lot to the entire firm. You guys are really the truth.

4 years ago

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Vanessa Naquin Gilmer, TX

I’ve worked with this company 5 times in the past 3 years far as fixing my credit. They always come through and get the job done when needed the most. They helped me add some new credit to my 3 reports which was needed for me to purchase my home on Dallas. These guys have became more like family members due to the one on one connection they share with their clients. They also helped my brother, cousin and God child fix their personal credit also. Couldn’t thank you guys enough for your great work ethics. Much love from Vanessa and the family.

4 years ago

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Robert Panton Katy, TX

This company really helped change my credit which changes my family’s life. Removed things I thought could never come off. My rep Jennifer was very helpful during the entire process. I was kind of nervous at first because it did take some more time than expected. Explaining what was getting done throughout my few months in the program is what eased my worries. Its affordable monthly payments was the only reason I was able to do this !! The fact that I’m not in the mid 750’s is what have me here leaving a direct review. Good work guys! Call them today

5 years ago

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Jan Wong Houston, TX

I worked with Jane. She's a very sweet old lady. Very intelligent, smart and funny at times. Thanks to the entire credit repair department. Im only 60 days in and major results keeps rolling. I appreciate all of the knowledge and coaching.

4 years ago

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Wilbert Shagnaw Houston, TX

Always come through on time as promised. These guys fixed my credit 3 times in the past two years due to the personal issues i had to clean up. I always work with the same rep "Ashley C" when I enroll. They work one on one with you during the entire process which is why their my first to go whenever I'm in need of credit cleaning.

4 years ago

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Tucker Bradley Houston, TX

The guys know the art of making a perfect business credit profile. It’s definitely not the investment, it’s the quality of their work and what’s taught. I really appreciate it you guys.

4 years ago