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5.0

Overall Score

Author: Jenna Vasquez

LAST UPDATED: February 17th, 2022

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Star Rating

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4.3

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34 Reviews

Review Breakdown

5 grade

59%

4 grade

21%

3 grade

12%

2 grade

6%

1 grade

3%

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Review Source

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Jeremy Webb Dallas, TX

PayPal credit can be a little confusing. They offer a 6 month no interest plan when purchasing an item which needs to be watched. If you lose track of your purchases and end up forgetting about it, it can hurt you hard when that interest comes through from the 6 months. Very convenient though, a lot of online retailers have the option for PayPal credit. Just keep track of your purchases.

6 years ago

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Juan Beaver, PA

Paypal credit is easy to use but the interest rate is ridiculous... It is convenient but now im having a hard time paying it off due to the monthly interest being so high my monthly payments barley make a dent in the balance.

6 years ago

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Katie Howard Pleasant Grove, UT

I had a paypal card for a while, but I found that I never used it because I already had other credit cards that filled my needs. If you don't already have one, this might be worth getting, but it seems extraneous otherwise. I prefer to just use paypal without using the credit card, since I already have other cards linked to the account.

7 years ago

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Tony Riverton, UT

Used Paypal credit for a while but ended up swapping for a card that offered more cash back.

6 years ago