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Paypal Credit

5.0 Overall Score

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Paypal Credit

Name: Paypal Credit
Rating: 4.3

Is This Your Business?

4.3

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34 User Reviews

5.0

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4.3

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34 User Reviews

5.0

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Author: Jenna Vasquez

LAST UPDATED: February 17th, 2022

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User Reviews

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4.3

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34 Reviews

Review Breakdown

5 grade

59%

4 grade

21%

3 grade

12%

2 grade

1 grade

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Eddie Rios Ogden, UT

Coupled with Ebay, Paypal is unmatched. Separated from Ebay- Paypal is unmatched. I use it exclusively for all of my business purchasing and charging. It has never failed me. And all of the added services that Paypal provides makes this the most valuable card I own.

6 years ago

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ave Pleasant Grove, UT

I use Paypal for most of my online shopping needs because it comes with a warranty and insurance that if something isn't right with your purchase they will make it right. They also have a great customer service which is quick to respond to inquires.

7 years ago

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nathan brewer Lehi, UT

Paypal has made life so easy! It is so nice to not have to have to carry my wallet as much because so many places accept paypal credit. I always carry my phone but don't always like carrying my wallet and this has made that possible.

7 years ago

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Diane Tacoma, WA

We’ve used PayPal for years and have asked for help with issues 3 times. They never side with us, they side with the merchant. This last time we ordered something for 27 dollars. The merchant charged the 27 dollars PLUS 163.23. I contacted the resolution center and they did nothing to help us. We are out the 163.23. We’re finished with them but just want others to be aware.

6 years ago

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Dorothea Cassady

The give free protection and fight for reimbursement claims, offer extended time no interest payments, are always accessible, require no card numbers to avoid hacks.

8 years ago

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Megum Povsha Bozeman, MT

Paypal is a great way to send money or pay online. It's very easy and fast. I like Paypal because it can transfer money internationally, so you don't have to worry about currency exchange rates. The transaction fee is also low compared with other payment methods, such as credit cards and bank transfers.

4 years ago

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Vy Ha Tallahassee, FL

I love Paypal because of the services it provides since I don't have to worry about security leaks with my transactions. I also don't have be responsible for an unauthorized transactions

4 years ago

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Myken Salt Lake City, UT

I love my Paypal Credit card. My favorite feature is the interest free for 6 months offer. I use it on my larger purchases and love that it gives me time to pay it off with no fees or interest.

6 years ago

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Jeremy Webb Dallas, TX

PayPal credit can be a little confusing. They offer a 6 month no interest plan when purchasing an item which needs to be watched. If you lose track of your purchases and end up forgetting about it, it can hurt you hard when that interest comes through from the 6 months. Very convenient though, a lot of online retailers have the option for PayPal credit. Just keep track of your purchases.

6 years ago

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Hallieford Orem, UT

PayPal is easy and convenient. They have treated me with respect, honesty, and great customer service. The shopping verification process that I use to purchase items online from other companies is great!

6 years ago

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Kylie Howes Provo, UT

Paypal is really simple to use, and you can make an account for free. In my experience, paypal transactions just show up like any other charge to my account, and it's really simple to keep track of and to use to pay for things online.

6 years ago

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Martha Gourley Pleasant Grove, UT

I have used Paypal for a number of years. I have confidence that they will keep my private information private. I find them to be helpful when problems arise. They are trustworthy to do what they advertise

6 years ago

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Melanie Rio Rancho, NM

I love having a paypal credit card that I can put stuff on and pay once per month rather than having a bunch of transactions coming out of my bank account all the time! Thank you PayPal!

6 years ago

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Randi Nelson San José, SJ

I am not the biggest fan of PayPal Credit because it is hard for me to figure out how to use it and with my account online. I would not recommend, but it is nice for out of the country use.

6 years ago

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Juan Beaver, PA

Paypal credit is easy to use but the interest rate is ridiculous... It is convenient but now im having a hard time paying it off due to the monthly interest being so high my monthly payments barley make a dent in the balance.

6 years ago

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Katie Howard Pleasant Grove, UT

I had a paypal card for a while, but I found that I never used it because I already had other credit cards that filled my needs. If you don't already have one, this might be worth getting, but it seems extraneous otherwise. I prefer to just use paypal without using the credit card, since I already have other cards linked to the account.

7 years ago

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Tiffany I Gaithersburg, MD

Great card that is hooked to my paypal acct. Every time I check out through PayPal it uses my card and I earn rewards.

6 years ago

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Luke Swierczynski Waterford, MI

The 2% card isn't bad. Really only got it for the sign on bonus. It's unfortunate that it's a Mastercard since not as many places take it compared to visa. Not bad though.

4 years ago

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Rathan Kumar Trabuco Canyon, CA

A very easy way to pay for things online that is both secure and fast. I have used Paypal for years and never regretted it.

6 years ago

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Grace Orem, UT

I love using PayPal. It’s super easy and fast and it’s super reliable. But I do wish that there wasn’t a fee to get money that someone transferred to you

6 years ago

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Juliann Mecham Managua, MN

PayPal credit is so frustrating. I went to a island in the middle of lake Nicaragua and we went to a hostel that only accepted cash or PayPal. So I went to checkout with PayPal but after the entire process it had me send a verification code to my old phone number that I don’t have anymore, so there was no way for me to pay for the things that I needed and I had to borrow money from my friend and Venmo her later. What an annoying process and it didn’t even work.

6 years ago

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Kaydence Bonino Riverton, UT

I've always had a great experience using paypal. Because it is very secure I feel totally confident when a company offers paypal as an option.

6 years ago

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Rischelle Mikkelson American Fork, UT

PayPal Credit is easy to use and a good option for purchases. However, I did not like that once I used it, it became the default form of payment for future purposes.

7 years ago

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Jobie Goodro Orem, UT

I use Pay Pal every day. It’s the best! I use it for family, friends and shopping online. Makes my life so much easier.

7 years ago

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Kip Fowler Pleasant Grove, UT

I've used Paypal when I have shopped on line. They pay for my services directly and I have never had a problem with them. It is convenient and trustworthy.

8 years ago Edited September 14, 2021

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Mary Jacksonville, FL

Interest rate is ridiculously high. They do have good promos at times but you have to make sure you pay it off before promo ends or you will get all the incurred interest from that promo purchase added at the end of promo.

6 years ago

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Moses F. Phoenix, AZ

Great customer service and support. Excellent Professionalism and quality of transactions.

4 years ago

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Connor Smith Port Saint Lucie, FL

The quickness to purchase. Your account hold credit card info for quick purchase

4 years ago

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Danielle Powell Long Beach, MS

Quick and convenient way to make installments. The approval process makes this a valuable service.

6 years ago

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Amanda Warrendale, PA

I always trust Paypal and I love their "check out with Paypal" option on shopping sites.

6 years ago

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Malinda Lehi, UT

This has made it so easy for me when I have to pay but I don’t have cash! I love it! 😁

7 years ago

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John W Las Vegas, NV

Great customer service and a very generous credit line

8 years ago

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Doug Foerch Vernon Hills, IL

Very secure and trust worthy. Easy to use.

4 years ago

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Tony Riverton, UT

Used Paypal credit for a while but ended up swapping for a card that offered more cash back.

6 years ago

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