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American Auto Shield

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5.3

Overall Score

Author: Kaitlyn Short

LAST UPDATED: April 18th, 2022

American Auto Shield was established in 2002, and based out of Colorado. American Auto displays its commitment to customers by providing 24/7 customer service options through phone, and live chat. 

American Auto Shield also shows devotion to its community by raising awareness and supporting charities such as Every Child's Hope, Make-A-Wish, Adopt-A-Family, and other great philanthropic efforts. American Auto Shield has also made excellent partners in the industry so that their customers are fully covered in more locations.

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The Good

  • Multiple Customer Support Features
  • Flexible Vehicle Requirements
  • Protection Plans

Multiple Customer Support Features

American Auto Shield offers customer support 24/7 and through phone, and live chat. This is very uncommon in the industry, as most auto warranty companies only offer customer support during normal business hours. 

Some warranty companies do not have the live chat option for support. Live chat is becoming a desirable option for customers who do not have the time or desire to speak on the phone, but don't want to wait for answers through email.

We really like that American Auto Shield understands the desires of customers and offers this form of support. The company also provides a way for customers to submit reports and claims online for added convenience. Its roadside assistance is also 24/7, which is a huge benefit for clients.

Flexible Vehicle Requirements

Many extended warranty companies only cover vehicles within a very limited max year and max mileage range. The average is approximately 15 years, with 175,000 miles. This allows warranty companies to pick and choose which cars they will cover. Older cars or cars with more mileage tend to have more issues than newer cars. It is less risky for these auto warranty companies if they restrict their vehicle protection plans to newer cars with lower mileage.

While American Auto does have restrictions, it is very generous. American Auto covers cars up to 25 years old with 250,000 miles. This makes American Auto Shield's service contracts available to more car owners. American Auto is a great choice for people with older cars with a great deal of mileage.

Protection Plans

American Auto Shield offers several protection plan options that cover different types of automotive issues. These extended warranties offer repair cost coverage for some malfunction and breakdowns once the factory warranty has expired. They do not cover normal wear and tear or damage caused in a car accident.

The vehicle protection plans a customer can choose will depend on how many miles their car has, the age of the car, and what the customer would like covered. Optional coverage may be added to customize an auto warranty, which is very convenient for customers who would like more coverage than what is offered in the basic extended warranty:

  • Deluxe: covers cars up to 20 model years and 150,000 miles. Covers most major car components.
  • Platinum: covers cars up to 20 model years and 100,000 miles. Covers most major car components.
  • Diamond: covers cars up to 9 model years and 90,000 miles. Covers all but a small list of exclusionary parts.

American Auto Shield's powertrain coverage plans include the following:

  • Powertrain: covers cars up to 25 model years and 250,000 miles. Covers engine, transmission, cooling system, and etc.
  • PT Silver: covers cars up to 25 model years and 200,000 miles. Covers engine, transmission, cooling system, and etc.
  • PT Gold: covers cars up to 25 model years and 200,000 miles. Covers engine, transmission, cooling system, and etc.

Each service contract for cars includes roadside assistance, rental car reimbursement, and trip interruption assistance. An American Auto Shield vehicle service contract may also be transferred if the vehicle is sold. An extended auto warranty can add value to your vehicle, which is nice for customers who decide to sell their car.

American Auto Shield clients can add coverage for luxury electronics, emissions, and the ability to use the repair shop's labor rate.

In addition to offering good vehicle service contract plans, American Auto Shield also offers service contracts for motorcycles, ATVs, and dirt bikes. These additional protection plan offerings make American Auto Shield stand out from other car warranty companies.

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The Bad

  • Limited Online Cost Information

Limited Online Cost Information

American Auto Shield supplies good information about its extended car warranties, including plan-type and coverage. It would be nice to see cost information. However, because the cost is based on vehicle make, model, and mileage, there is a lot of variability. The level of variability makes it difficult to offer helpful general information.

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The Bottom Line

Should your car have a mechanical breakdown, an extended car warranty can save car owners money on that expensive repair. American Auto Shield offers good protection plan options, and covers more years and mileage that almost any other company in the industry. It shows a commitment to customers and community by investing in technological advances in the industry, and participating in philanthropic efforts.

While American Auto Shield could offer more cost information for each extended warranty, this is difficult due variation based on vehicle-specific information. American Auto Shield is worth considering, especially for those seeking a service contract for a motorcycle, ATV, dirt bike, or car. Before making a final choice, consider what American Auto Shield clients have to say about the service.

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Star Rating

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3.7

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88 Reviews

Review Breakdown

5 grade

41%

4 grade

25%

3 grade

9%

2 grade

11%

1 grade

14%

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Review Source

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Shelia Woody Memphis, TN

it was Hard to find a company that would accept Carshield, but after numerous tried found Express oil, Lakeland, TN , they accepted carshield, we took our truck, they checked it out, the manager (Travis) great guy and the mechanical were great, also friendly and efficient, they filed our claim & everything handled in about 4 hours, our claim was denied, item wasn't covered but Express oil made it a good experience

4 years ago

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Review Source

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Nicholas Clarey San Francisco, CA

I have a policy with car shield and I’m very certain that if I have a major brake down I will be more than happy I bought into it. My one thing I would point out is that they don’t cover things like brake rotors and pads witch I needed to replace on my truck today and much to my surprise it is very expensive ($1,000.00) dollars expensive. Maybe if enough people complain about it they will change there policy to possibly help with some of the cost. A lot of us don’t have 1,000 dollars laying around

4 years ago

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David St. John Bellefontaine, OH

Got the part and a better price than my dealer with a 12 month warranty. What I didn't like was the run around I received in the time it took to get the part to my dealer (a month and a half) with many phone calls and a threat to go to my local news and my lawyer.

6 years ago

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Luis Gilces Philadelphia, PA

I had a great experience although at the beginning I was a bit apprehensive he sells associate help me to relax and be accepting under terms and conditions of the contract.

5 years ago

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Louis Johnson Marietta, GA

I thought is was very difficult to connect with company. First job I had to come out of pocket $1000. Very disappointing

6 years ago

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Karin Ida Underwood Fayetteville, NC

I had called to cancel a vechicle and add a vehicle. The representative was in my opinion rude. I could tell by the tone in her voice.

6 years ago

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Deborah Holliday Columbus, GA

I like that it is very easy to get help when you call. I'm not too fond of the mechanics having to call Car Shield. I would recommend to all.

6 years ago

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Daniel McGinnis New Ulm, MN

Anytime I've needed anything it's a short time before they get back with you and I like that in a business. Prompt.

5 years ago

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Stacy Adams Phoenix, AZ

Very pleasant speaking with the person on the phone. Also very helpful and using my issue and claim submitted.

6 years ago

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Derek Arneaud Philadelphia, PA

They are good listeners, they helped me find the correct problems and helped me solves

4 years ago

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Christian L Dull Wilmington, DE

They have a very full coverage. Take care of the problem quickly. Are friendly when you call.

5 years ago

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Tina J Austin Riverhead, NY

I was fine she helped me with my billing question and also she helped me with my contract question

5 years ago

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Edmund and Linda Zayas Grovetown, GA

When I called in with questions and a problem they took care of me quickly and professionally.

6 years ago

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LETITIA LAMAR Los Angeles, CA

Because its affordable and I like knowing that I am covered if something happens

6 years ago

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rrobinson1027@yahoo.com Palmetto, FL

I called to cancel and now I have to write a letter I explained why I'm canceling .too much

6 years ago

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Ifeanyi Ofili Dallas, TX

Staff friendly approach and response to customer's requests.

5 years ago

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tiffany tillery Norfolk, VA

She was very polite and helpful, and answered every question!

5 years ago

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Irene Smith-Hall St Louis, MO

The communications from your company re: my issue was terrible.

6 years ago

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CHARLENE CROSBY Lansing, MI

Packages offer limited auto services to my vehicle.

5 years ago

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Brandon Goudelock Decatur, GA

Affordable rates with the good customer service

5 years ago

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Oluremi Banmeke Laurel, MD

Okay, excellent customer service relations

5 years ago

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Cynthia Byron, GA

tha agent was very helpful and listened attentively.

5 years ago