GEICO Auto Insurance vs State Farm Auto Insurance

Kaitlyn Short
Kaitlyn Short | Senior Editor

GEICO and State Farm are well-known insurance companies. When it comes to product offerings, the biggest differences are in available discounts and types of policies offered. State Farm offers personalized rates to participants in its Drive Safe & Save™ program. GEICO stands out for offering Mexico car insurance through third parties.

GEICO Auto Insurance logo
#9 GEICO Auto Insurance
7.0 Overall Score
3.8
star star star star star_border
(1,112)
State Farm Auto Insurance logo
#2 State Farm Auto Insurance
7.3 Overall Score
4.3
star star star star star_half
(712)

Overview

GEICO Auto Insurance

A.M. Best Financial Strength Rating

N/A

Customer Service Options

Phone, Live Chat, Email, In-Person

Time in Business

Undisclosed

State Farm Auto Insurance

N/A

Phone, Live Chat, Email, In-Person

Undisclosed

Ratings

GEICO Auto Insurance

Overall Score
7.0 of 10
Review Score
3.8
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Value for Money
3.7
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Quality of Product or Service
3.7
star star star star_half star_border
Company Trustworthiness
3.7
star star star star_half star_border
Likely to Recommend
6.5 of 10

State Farm Auto Insurance

7.3 of 10
4.3
star star star star star_half
4.1
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4.3
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4.3
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8.2 of 10

Reviews

GEICO Auto Insurance

Number of Reviews
1,112
Review Breakdown
3.8
star star star star star_border
1 star
22%
2 star
4%
3 star
6%
4 star
15%
5 star
53%

State Farm Auto Insurance

712
4.3
star star star star star_half
1 star
5%
2 star
4%
3 star
10%
4 star
23%
5 star
59%

Reviews for GEICO Auto Insurance

Helpful Favorable Review

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James Goodman

January 5th, 2022

DETAILS

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Review Source

Geico is fine, and they are cheaper than most, but their claim service wasn't as fast a anticipated. I waited two days to hear back if my claim was going to be processed. And after an accident it's a stressful time, so waiting for the insurance to call, unfortunately heightens all anxiety that could be avoided with quicker service.

Helpful Critical Review

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Kelly

November 12th, 2021

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Review Source

They have been very challenging to work with and you have to call and wait on hold for a long time. We were hit and 3 calls and we finally got someone to give us an estimate but they all told us different ways to get it done. One was sending pictures and 2 people told us that and sent a link. It has been very challenging.

Reviews for State Farm Auto Insurance

Helpful Favorable Review

star star star star_border star_border

James Richards

April 11th, 2022

DETAILS

About 30 years ago I had a car wreck which wasn't my fault. Other people hadn't insurance, and state farm stepped in and settled withe lawsuit and took care my hospital bills and even granted money so I was able to buy a new car.

Helpful Critical Review

star star_border star_border star_border star_border

Andrew

January 30th, 2022

DETAILS

My wife totaled her car and the process we had to go through was a huge hassle. no one knew what was going on at our local agent and we are still out money for damages to cargo that was in the vehicle. Ive had other companies and all I did was make one phone call and everything was taken care of. with state farm it was like we had to hold their hand through each step and make sure they followed through.

The Final Word

Both GEICO and State Farm offer a good amount of discounts. For those looking for a customized rate based on driving habits, State Farm's Drive Safe & Save™ program stands out. Through this program, you'll use an app to monitor your driving and your rate will be adjusted after the first insurance period.

The insurance options from each company are also similar. You can find personal, rideshare, and classic car coverage through State Farm and GEICO. If you're looking for Mexico car insurance, you'll want to work with GEICO because it offers several options through third parties.

If you're looking for commercial car insurance, State Farm offers several policies.

While both companies have strong reputations in the car insurance industry, your choice between the two depends on the types of discounts and policy you need.

Top Choice

State Farm Auto Insurance Logo
State Farm Auto Insurance

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