Fidelity National is a home warranty company focused on the customer journey. As a result, it maintains consistent customer service training to ensure its staff is a great resource for inquiring customers. Fidelity National Home Warranty started up in January of 1995 as Alliance Home Warranty and was acquired by Fidelity National Financial about three years later. Fidelity boasts the financial strength and backing of its parent company, Fidelity National Financial.

Fidelity National is partnered with CRES Insurance to provide their customers a 13 month home warranty.

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Pros

Options for Homeowners and Real Estate Professionals
Service Plans
Online Service Requests
Coupons for Sears Appliances

Options for Homeowners and Real Estate Professionals

Fidelity National has home warranty coverage not just for homeowners, but for real estate professionals that are working on buying or selling a property. This includes coverage on multiple properties that could be in a duplex or fourplex. This is useful for sellers because homes with home warranties usually sell faster and for higher prices.

Service Plans

Fidelity National gives you the choice to customize your plan with add-on options. Here is what a standard warranty covers:

Plumbing system	Ceiling fans
Plumbing stoppages	Attic and exhaust fans
Toilets	Smoke detectors
Bathroom whirlpool motor pump	Dishwasher
Recirculating hot water pump	Range
Water heater	Oven
Heating and ductwork	Cook tops
Electrical system	Built-in microwave
Telephone system	Instant hot water dispenser
Central vacuum system	Trash compactor
Garage door opener

Fidelity National also offers this optional coverage:

Kitchen refrigerator
Washer/dryer
Air conditioning
Pool and spa equipment
Limited septic leak
Roof leak repair

Online Service Requests

Customers can fill out an online service request on Fidelity National's website, eliminating the need to call the company. All a customer needs to do is log in to the website using their user ID and password and fill out a short form. Many home warranty companies recieve many highly negative home warranty reviews because customers can't request service without waiting on the phone for hours on end. Home warranty features like Fidelity National's online service requests attract positive home warranty reviews.

Coupon for Sears Appliances

At the time this review was written, Fidelity National offered a coupon code to receive special pricing for Sears appliances. Sears is a leading authority on appliance sales, so those looking to purchase appliances through them will definitely find this useful. However, the products must be ordered over the phone by calling Sears Commercial.

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Cons

Limited Geographical Operation
Major Appliances Not Standard
Negative Customer Reviews

Limited Geographical Operation

Currently, Fidelity National only operates in 13 states: Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Missouri, Nevada, Oregon, Texas, Utah, and Washington.

Major Appliances Not Standard

Coverage for appliances like the kitchen refrigerator, washer/dryer, and air conditioning do not come standard. The customer must pay extra for each appliance on top of their standard contract if they want them covered.

Negative Customer Reviews

Many customers claim that their service requests were rejected, and others complain that they were charged a service fee when a technician couldn't help them fix a problem. Read reviews below to see what consumers are saying.

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The Bottom Line

Fidelity National Home Warranty could be a viable option not just for homeowners, but real estate professionals looking to increase the value of a property. However, potential customers must be aware that Fidelity National serves less than half of the United States. It is also discouraging that some major appliances are only made optional on most contracts. Because the company does not service as wide an audience as the best home warranty companies, home warranty reviews are more difficult to come by. We recommend that customers seek home warranty reviews from peers or take a look at other top home warranty companies in the industry.

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User Reviews

Star Rating

1.5

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79 Reviews

Review Breakdown

5 grade

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1 grade

85%

Sentiment Criteria

Value

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Quality

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Service

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Heather Ferguson Bryan, TX

I am currently still waiting for a toilet to be fixed that I first reported back in April. It's July. We have been with Fidelity since we bought the house in 2018. I have stayed just for the safety net of having the home warranty when big things break but it is so frustrating getting anything approved in a timely manner. They are quick to send a service provider out, but super super slow to approve the service recommendation. In all our time with Fidelity I have not ONCE not had to call to get them to do the approval-and each time I have waited a couple of weeks before chasing them down. There is no email or chat option for communication, only the phone. When I do call, I am on hold for about an hour, sometimes more-not exaggerating, so I literally have to carve out time to call. The only reason Fidelity got more than one star from me is because when I finally do get to talk to someone, they are amazing, looking up our problem, seeing how long we have been waiting and push through the approval. But it is so agonizing to go through this process EVERY TIME. I would NOT recommend Fidelity to anyone. At this point I just feel like we are stuck with them.

5 years ago

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Kathy Duus Bradenton, FL

We've had this warranty since Jan 2018. We've had two service requests - one for our air conditioner which was handled satisfactorily. The second was for our garage door opener that continued to open by itself - definite security risk. Anyway, after requesting service request, we received a telephone message saying they had no vendors in the area and to find our own, self-pay and send them the receipt. Of course, we did that and haven't heard a word from them and it's been over 60 days. When trying to call customer service, you have to wait over 20 minutes and then the call ends abruptly. So what now?

8 years ago

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Mary Kate F Simpsonville, SC

I have to say, I used to be impressed with Fidelity National’s home warranty coverage, however, recently, their services seem to have taken a turn. Having previously appreciated the level of protection that Fidelity put forth, truly giving you peace of mind, Fidelity’s agents and services have recently prompted me to now give them an unsatisfactory 2 stars. Am I the only one who seems to think that Fidelity is stringing us along with their seemingly pointless and never ending customer request calls, inactivity when issues arise, and shockingly poor customer service?! Please heed this warning and many others when I say that there are definitely better home warranty companies out there that actually have your and your home’s interests at heart!

4 years ago