America's First Choice Home Club Logo

America's First Choice Home Club

star star star star_half star_border

4.4

Overall Score

Author: Kalicia Bateman

LAST UPDATED: January 27th, 2022

America’s 1st Choice Home Club was founded by a group of service-oriented people with experience in the field of home protection plans. The home warranty service provider was created to provide affordable, extended home protection plans so that homeowners never have to experience unexpected and costly repair bills. AFC Home Club is well regarded in the industry for its award-winning service to customers. 

Keep reading for pros and cons or skip straight to America's 1st Choice reviews to see what customers have to say about their experience with this warranty provider. 

Top Ranked Companies

thumb_up

Pros

  • Multiple Plan Options
  • Add-On Coverage
  • Choice of Technician
  • Work Guarantee
  • 24/7 Availability
  • Online Claims
  • No Home Inspection
  • America's 1st Choice Home Club Reviews

Multiple Plan Options

America's 1st Choice Home Club offers a variety of home warranty plans that cover major appliances and systems, ranging from basic to extensive. Pricing details for each plan are not listed on AFC Home Club's website, but the annual fee for an AFC home warranty ranges from $408–$1,032. The following home warranties are available for purchase:

Systems Plan

  • Air conditioning or cooler (one unit)
  • Heating systems or built-in wall unit
  • Electrical system
  • Plumbing system
  • Water heater (gas and/or electric)

Silver Plan

  • Clothes dryer
  • Clothes washer
  • Kitchen refrigerator
  • Water heater (gas and/or electric)
  • Oven
  • Range/Stove/cooktop
  • Dishwasher
  • Garbage disposal
  • Garage door opener

Gold Plan

  • All systems and appliances included in the Silver Plan (above)
  • Air conditioning/cooler
  • Heating systems or built-in wall unit
  • Electrical system
  • Plumbing system
  • Ductwork

Platinum Plan

  • All systems and appliances included in the Gold Plan (above)
  • Kitchen refrigerator with ice maker
  • Built-in microwave
  • Plumbing stoppages
  • Faucets 

Add-On Coverage

AFC Home Club offers add-on warranty coverage for any home warranty plan you select. Available add-on systems and appliances include the following options: 

  • Well pump
  • Pool and spa equipment
  • Septic systems
  • Stand-alone freezers
  • Ice-makers
  • Plumbing stoppages
  • Tankless water heaters

These can be selected for an additional fee after you choose a home warranty plan. 

Choice of Technician

Many home warranty companies require that you use their company contractors when you request service. AFC Home Club allows customers to choose their own qualified service technician. If you don't want to select your own technician, America's 1st Choice Home Club will provide one of its technicians that has been through a thorough screening process to ensure you receive the best service possible. 

Work Guarantee

AFC Home Club guarantees all parts and labor their technicians perform are covered for the life of your home warranty contract, unlike some other home warranty providers that only offer 30- to 60-day guarantees. 

24/7 Availability

AFC Home Club is available 24/7, so you don't have to worry about the company not being available when you need assistance. Many providers are unavailable on weekends and holidays, which makes it difficult if you have a system or appliance emergency and need immediate assistance. You don't have to worry about that with this home warranty service provider.

Online Claims

America's 1st Choice Home Club has an online claims process on its website, so you can submit service requests online without having to call a customer service representative. This makes the claim process quick and easy for AFC Home Club customers. 

No Home Inspection

Customers do not have to complete a home inspection before purchasing an AFC Home Club home warranty. Any system or appliance issue that occurs after the 30-day review period is eligible for a claim with AFC Home Club. However, like most home warranty companies, AFC Home Club home warranties do not cover known or unknown pre-existing conditions. 

America's 1st Choice Home Club Reviews

The majority of America's 1st Choice Home Club reviews are positive, demonstrating a satisfied customer base. Customers highlight the home warranty company as professional and informative, responsive, and affordable. Customers also noted a quick repair time and reasonable service fee. 

thumb_down

Cons

  • Limited Pricing Information Online
  • Three-Year Contract

Limited Pricing Information Online

Although AFC Home Club has an extensive website with detailed information regarding its package options, it does not list specific prices online. To receive the exact cost for each home warranty plan, you need to request a quote online or over the phone. AFC also does not list its average service fee online. 

Three-Year Contract

Most home warranty companies require one-year contracts or have month-to-month plan options. AFC Home Club, on the other hand, requires a three-year contract, a hefty requirement compared to other providers, especially if you're a customer looking to try out the company's services without committing for a long period of time. 

gavel

The Bottom Line

America's 1st Choice Home Club offers a variety of home warranty plans with basic to extensive warranty coverage and additional add-on options. The company allows you to select your own professional service technician, or you can opt to use AFC's screened technicians. You can select which option is best for you, but keep in mind if you go with AFC's technicians, the parts and service are covered with a guarantee that lasts for the length of your home warranty contract. 

AFC Home Club offers online claims, so you can request service online at any time, and the company is available 24/7 for assistance. No home inspection is required, and the company has mostly positive reviews that reflect the company as trusted and satisfactory. However, to receive specific cost information about the annual fee and service fee, you need to request a quote online or over the phone, which may be inconvenient for customers looking to quickly compare AFC prices against other home warranty providers. 

Lastly, AFC Home Club requires a three-year contract for all of its home warranty packages. With such lengthy terms when compared to other home warranty providers with one-year contracts and month-to-month options, we suggest looking into other top-rated home warranty companies with less strict requirements. 

View Best Home Warranty Companies

Was this content helpful?
thumb_up Yes thumb_down No

Star Rating

info

3.4

star star star star_half star_border

113 Reviews

Review Breakdown

5 grade

49%

4 grade

8%

3 grade

7%

2 grade

7%

1 grade

29%

Sentiment Criteria

Value

star star star star_border star_border

Quality

star star star star_border star_border

Service

star star star star_border star_border

Trustworthiness

star star star_half star_border star_border
cancel
info
star star star star_border star_border

Ronald Haab Gilbert, AZ

Not happy. Joined AFC on 06/08/2020 with a grace period of 15 days because of prior home warranty. On Sat 07/11/2020 dishwasher leaked water. Text said they would get back to me. Did not hear anything until this Monday at 9:25 to call back. Just talked to a person and said that I owe another $150 because of 30 day grace. Connor of you company verified that this was a 15 day wait period not your tradional 30 day.

6 years ago

star star star star_border star_border

Marty Sparks, NV

After calling for a leak under my kitchen sink, AFC sent a plumber. Because of what the pipe was made of, the AFC would not approve payment. So I paid $350 out of pocket, I want to thank AFC for such great service. You sent the plumber pretty fast, I Thank You for such fast response. Other than that, I have no positive feed back. Just trying to read "ALL THE FINE PRINT" in your contract with me, seeing that fine print, makes me want to find another Company, for my Home Appliance Insurance. Thank You, for nothing.

7 years ago

America's First Choice Home Club Logo

Reply from America's First Choice Home Club

Thank you for your feedback Marty. We look forward working with you again this year!

May. 24th, 2019

star star star star_border star_border

Mr mayfield Milwaukee, WI

I’ve had no claims honored! No coverage for act of nature coverage! Old products or not properly inspected are not covered - even though we pay each month year after year! I think those rules should be changed to better service customers warranty products that they pay for each month!

7 years ago

America's First Choice Home Club Logo

Reply from America's First Choice Home Club

When reviewing your requests I show 2/2 service requests were paid for. Please be aware no warranty company covers natural disaster or power surges/outages. This is why you already pay for Home Owners Insurance. If you would like to speak with us in more detail about your concerns feel free to contact us 24/7 at 855-613-4555.

May. 30th, 2019

star star star star_border star_border

Kevin D Lincoln, NE

The website is not very user friendly. I had trouble logging on to my account and then once it allowed me in, trying to navigate between screens was just as difficult. Apparently the server was having issues but it was still faster to schedule a service appointment online than over the phone.

7 years ago

America's First Choice Home Club Logo

Reply from America's First Choice Home Club

Kevin, we apologize about the issue you had with our website. Your account manager will be reaching out to you directly to ensure this is resolved. Thanks for the feedback!

May. 30th, 2019

star star star star_border star_border

Wendy M Budde San Marcos, CA

The last time we used our warranty, we had to call to get clearance before the plumber could do the work, we had to wait on hold for a long time. Also, the door of our microwave broke, not covered under warranty

7 years ago

America's First Choice Home Club Logo

Reply from America's First Choice Home Club

Please be aware all companies have to give approval before a job can be completed. We apologize about the hold time as we do prioritize technicians. I do show we have covered all requests except the Microwave as the handle fell off and that is not a mechanical failure. Home Warranty is for mechanical failures on items. It is industry standard that physical items are not covered. We do apologize for you not being 100% Satisfied and would like to waive your next service fee. Thank you for your feedback.

Jul. 24th, 2019

star star star star_border star_border

maria arteaga San Diego, CA

It has taken over 30 days to process payment reimbursement and I have had to make phone calls to inquire about when I can expect to receive it. There is a long hold when I call. That is the reason for 3 stars.

7 years ago

America's First Choice Home Club Logo

Reply from America's First Choice Home Club

During the summer months we are a bit busier but if you press 4 for billing during 9am-4:30pmEST there is no hold time and they can answer your questions on any reimbursements. I show the receipt was attached on 5/10 and the reimbursement was mailed 6/4 so you will have that very soon. Thank you for your time with us.

AFC Home Club

Jun. 5th, 2019

star star star star_border star_border

E C Crouse San Diego, CA

I was disappointed that when I had my refrigerator repaired, I was told it will never be repaired again and I will have to buy a new one if there are further problems.

7 years ago

America's First Choice Home Club Logo

Reply from America's First Choice Home Club

Mr. Crouse,
These are your properties so AFC will never force you to do anything with your appliances that you do not want to. If the unit can be repaired you will always have that option but if the unit is above is fair market lifespan and you choose a repair it is not very conducive due to age. Therefore we give the option of repair or to take that towards replacement. If the item is replaced we will fully cover that item in the future. If you have any questions or want to speak with a service team professional please call 855-613-4555.

May. 30th, 2019

star star star star_border star_border

reida k jones Malaga, WA

so far your company can't find service provider for the toilet and my son is getting the run around over the washing machine

7 years ago

America's First Choice Home Club Logo

Reply from America's First Choice Home Club

Reida, one of our account managers will reach out asap to advise on the status of your service request!

May. 30th, 2019