Overview
Allstate
N/A
N/A
Phone, Live Chat, Email, In-Person
Undisclosed
State Farm
N/A
N/A
Phone, Live Chat, Email, In-Person
Undisclosed
Ratings
Allstate
State Farm
Reviews
Allstate
Reviews
State Farm
Reviews for Allstate
Helpful Favorable Review
Queen Shavy
April 6th, 2022
Miami Beach, FL
DETAILS
Review Source
They had very good rates which made it an appealing choice. Their website and billing and payment options were not easy to navigate. When I would call customer service they did not seem very professional
Helpful Critical Review
RLuff
February 6th, 2022
Tucson, AZ
Review Source
If you are involved in an accident and it is your fault, you are very likely to be sued. Allstate NEVER settles claims easily resulting in the other party getting an attorney. I know. I am a lawyer. The end result is you get called for depositions and trial so Allstate can save some money.
Reviews for State Farm
Helpful Favorable Review
Ellen Woods
April 12th, 2022
Victoria, TX
DETAILS
Review Source
I've had State Farm insurance for all my cars for years. Once I purchased a home in 2012 I simply added the home to my policy. I've never had an issue with State Farm. The only time I ever needed to cash in, was when Hurricane Harvey hit my area in Texas years ago. They made it easy.
Helpful Critical Review
Tracy Sayre
February 26th, 2022
South Charleston, WV
DETAILS
Review Source
State farm was an okay insurance company at the time because I was young and I didn't know any better really what I was even looking for. They canceled me after my first accident and it wasn't even my fault.
The Final Word
Both Allstate and State Farm offer typical home insurance coverage. State Farm makes it clear from its website what's covered and what's not. This level of upfront, easy-to-understand clarity makes State Farm stand out.
With Allstate home insurance, you can add coverage for identity theft restoration, water backup, specific personal property, business property, sports equipment, green improvement reimbursement, yard and garden, electronic data recovery, and musical instruments. You can also purchase a personal umbrella policy and Allstate's HostAdvantage® policy, which insures your home and belongings if you rent it out.
With State Farm, you can purchase a separate personal or professional liability policy. State Farm's policies already offer coverage for keepsakes, hobbies, and your yard. Because of this inclusion, State Farm's policies may offer more coverage than Allstate's policies before customization.
State Farm offers discounts to its policyholders, including multi-line, home alert, and roofing. These discounts help you save money on the coverage you need. You can also choose a higher deductible to keep your monthly premium costs low.
Allstate offers similar discounts on its policies. It also offers additional discounts. These include a responsible payment discount, claim-free discount, welcome and loyalty discount, home buyer discount (for new homes), early signing discount, and for participation in Easy Pay Plan®. With these discounts, Allstate offers many ways to save.
Both companies offer good home insurance policies. Allstate's policies are more customizable and offer more options for discounts than State Farm's do. However, looking at the coverage and premium rates from each company can help you decide which is best for you.
