National Debt Relief vs CuraDebt

Jenna Vasquez
Jenna Vasquez | Contributor
Both CuraDebt and National Debt Relief are good options when looking at debt relief options. CuraDebt offers a few kinds of debt relief options, while National Debt Relief specializes in debt settlement. If you’re looking for a good debt settlement program, National Debt Relief is worth considering because of its specialization.
National Debt Relief logo
#5 National Debt Relief
6.4 Overall Score
4.5
star star star star star_half
(1,239)
CuraDebt logo
#17 CuraDebt
5.8 Overall Score
4.8
star star star star star
(110)

Overview

National Debt Relief

Lowest Cost

N/A

Minimum Debt Requirement

$7,500

Services Offered

Free Consultation, Debt Settlement

Accreditations

AFCC

Is Nonprofit

No

Time in Business

17 Years

CuraDebt

Undisclosed

$5,000

Free Consultation, Debt Settlement, Debt Management Plans, Tax Relief Services, Debt Consolidation

AFCC, IAPDA

No

28 Years

Ratings

National Debt Relief

Overall Score
6.4 of 10
Review Score
4.5
star star star star star_half
Value for Money
4.4
star star star star star_half
Quality of Product or Service
4.4
star star star star star_half
Company Trustworthiness
4.4
star star star star star_half
Likely to Recommend
8.6 of 10

CuraDebt

5.8 of 10
4.8
star star star star star
4.8
star star star star star
4.9
star star star star star
4.9
star star star star star
9.5 of 10

Reviews

National Debt Relief

Number of Reviews
1,239
Review Breakdown
4.5
star star star star star_half
1 star
6%
2 star
2%
3 star
6%
4 star
13%
5 star
73%

CuraDebt

110
4.8
star star star star star
1 star
3%
2 star
0%
3 star
1%
4 star
11%
5 star
85%

Reviews for National Debt Relief

Helpful Favorable Review

star star star star star

Ellie R

April 17th, 2022

DETAILS

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Review Source

Having help managing my debt has been easy and I’ve appreciated all advice and suggestions on how to manage my finances so I don’t have problems again. Living within my means is easier than I thought. No more credit cards tempting me to spend. I’m much happier.

Helpful Critical Review

star star_border star_border star_border star_border

Marlene Santos

February 1st, 2022

DETAILS

I wish I could leave zero stars, what a horrible experience, I decided to end the program 6 months before my four years, I realized they were taking longer than originally promised to negotiate my accunts. Oh boy, it was painful to end the program, endless calls, different representatives, no one knows what the last person you spoke with said, long wait times. I would not do business with them again and I would not recommend them.

Reviews for CuraDebt

Helpful Favorable Review

star star star star star

Michele Scanlin

April 20th, 2022

DETAILS

check_circle

Review Source

Great experience and I am now debt free. They answered my questions and emails promptly. No hidden fees. I ended up utilizing the legal services offered and this too was easy and painless. I definitely recommend them!

Helpful Critical Review

star star_border star_border star_border star_border

Quinton Sheer

May 5th, 2020

DETAILS

They are nice when you can get them on the phone but often you have to contact them several times to get an adequate response. Their negotiators are only familiar with certain processes and if something different happens they don't know what to do. I am financially worse off for hiring them.

The Final Word

Both National Debt Relief and CuraDebt are AFCC accredited and offer good debt settlement services. The biggest differences are in the minimum debt requirement. CuraDebt’s minimum requirement is $5,000. National Debt Relief’s minimum requirement is $7,500.

While a lower minimum debt requirement makes CuraDebt’s service accessible to more people, it’s often easier to negotiate and settle higher amounts of debt. In this sense, a higher minimum requirement can make National Debt Relief more advantageous.

In addition to debt settlement, CuraDebt also offers debt consolidation and debt management programs. These programs stand out from similar programs because CuraDebt also negotiates the debt balances through these programs.

If you are choosing debt settlement, National Debt Relief is advantageous because it specializes in debt settlement. It’s the only debt relief service it offers. This industry experience and knowledge make National Debt Relief a good choice for debt settlement.

Top Choice

National Debt Relief Logo
National Debt Relief

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