Overview
Lexington Law
99.95
99.95
Undisclosed
22 Years
The Credit People
$419.00
$79.00
180
25 Years
Ratings
Lexington Law
The Credit People
Reviews
Lexington Law
Reviews
The Credit People
Reviews for Lexington Law
Helpful Favorable Review
M. Nielsen
April 20th, 2022
South Bend, IN
DETAILS
Review Source
I contacted Lexington Law with an issue I had discovered on my credit, they helped me thru the process of getting these items investigated and removed from my report and also helped explained many options I should take to take control of my credit by making informed decisions about my credit use in the future. I would recommend them to anyone who has questions with rebuilding your credit.
Helpful Critical Review
Shon Woo
March 29th, 2022
Stone Mountain, GA
DETAILS
Review Source
I do not want the service. My original agent had technical issues during enrollment and I was under the assumption the process was incomplete when after my money had been re funded. Only to find out a larger unknown fee would be billed to my debit card. I made an attempt to cancel billing a was told on the first day that it would not be possible.
Reviews for The Credit People
Helpful Favorable Review
Samarra Miller
April 20th, 2022
Mulberry, FL
Review Source
I did research on this company before moving to Orlando and decided to try them out. They are professional and down to earth at the same time. Knowledgeable also explained different options to me that I didn't know I needed and can do.
Helpful Critical Review
Michael Fernandes
December 13th, 2021
DETAILS
Not sure why I carry any faith in this company still.... 4months in and no changes... The scores they sent me are inflated more than 100 points (just to make you feel better) Then you go to purchase a house or a car and find out what your REAL score is. Then they feed you some BS about "different scoring models used" Why don't they use one ACCURATE and RELEVANT to the world we live in. REAL LIFE REQUIRES REAL SCORES.
The Final Word
In terms of credit repair services, Lexington Law does offer more service options than The Credit People. The firm’s clients can choose the Concord Standard option, the Concord Premier option, or the PremierPlus option.
The Concord Standard plan is the firm's most basic option and includes bureau challenges and creditor interventions. The Concord Premier plan is the firm’s moderate option and involves TransUnion alerts, a score analysis, InquiryAssist, and ReportWatch tools. Lastly, the firm’s most advanced option, the PremierPlus plan, comes with additional identity protection services, various personal finance tools, cease and desist letters, and a helpful FICO credit score tracker tool.
In addition to Lexington Law’s credit repair service options, the firm also offers military and couple credit repair service discounts and has legal representatives on staff.
The Credit People, on the other hand, offer a couples discount but do not have lawyers on staff like Lexington Law. In terms of credit repair services, The Credit People have the following two credit repair plan options that clients can choose from: the monthly membership and the flat-rate membership.
The company’s monthly membership can be canceled at any time and allows clients to pay a lower cost per month rather than a large one-time sum. Those who wish to pay a one-time fee can do so with the flat-rate membership option.
The Credit People’s membership services include toll-free customer service, creditor communication, unlimited disputes, a client satisfaction guarantee, free credit reports and credit scores, and more.
Although Lexington Law and The Credit People do have some differences, both companies offer quality credit repair services and are worth looking into.
