Name: Credit Karma
Rating: 4.6

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Tom M Holmdel, NJ

I signed up with Credit Karma and I am very happy I did. For years I was not sure if should. I was concerned that it could affect my credit score. I find it to be an easy way to monitor my credit score. They have a lot of helpful tips on the website.

6 years ago

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bailey jo Orem, UT

Love Credit Karma. They've helped us to be able to build and monitor our credit once we got married and got our first credit card and bought our first card. They were very helpful to suggest cards that were best for us and very easy to use.

7 years ago

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Matthew Carbaugh Herndon, VA

Best free credit monitoring app in my opinion. I use it along with a paid credit monitoring service but atcually receive updates sometimes faster through credit karma, and i really like the user friendly & intuitive displays.

7 years ago

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Dee Farquharson Washington, DC

i love tracking my credit with credit karma. They make it easy and less scary. Also, I appreciate how they break down what's hurting and what's helping your credit. It assists in letting me know how best to pay off my credit cards and reach my goals.

7 years ago

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Fernando Delgado Tempe, AZ

Love using credit Karma it provides your credit rating and list of accounts open very easy to track and alerts you if their is any new activity. They also provide you other options to get a car loan or credit car where they think they can save you money. love their service.

7 years ago

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Sam Anders Orem, UT

Credit Karma has been extremely useful, especially when I first started working on the goal to get my credit back on track. Being able to see what factors that have negatively impacted my credit really helped me in making a plan. I also love that the service is free.

7 years ago

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scotty Saint Paul, MN

Credit karma is awesome they're on the ball they're accurate they give you a ton of features you normally wouldn't have at your fingertips cuz you can download the app on your cell phone and be on top of everything

4 years ago

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LeAnn Baytown, TX

I have been using Credit Karma for years. It allows me to really keep a close eye at my credit score. I like that it sends me notifications when my credit rating changes.

5 years ago

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Jesse Hennigan Baytown, TX

Credit Karma is a very convenient way to keep track of my credit score and to monitor my credit for fraud. The best part is it doesn't cost me any money to do so.

5 years ago

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MindyV Lubbock, TX

Credit Karma is a great website!!!! They allow you to look at your credit scores without it affecting your scores. And they offer ways to help improve your credit.

5 years ago

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Anita pea Dallas, TX

Credit karma is the best credit monitoring system out there. With them I was able to relieve my credit score by tons and the on call service was amazing.

6 years ago

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Gizem I San Mateo, CA

I have been a Credit Karma user for many years. So, when they announced their new Savings Account offering I jumped on it. Only to get an error at completion "We weren’t able to create your account. Sorry for any inconvenience. Please check that your account and application information is correct. Thank you for your interest in Credit Karma Savings!". I contacted the customer service department to get a better understanding of the error and what I might have missed in my application. Response I received "We do not have any specific details on the exact reason why; all we can tell you is that you will be unable to open a Savings account." If you do not have the infrastructure ready, do not release an offering.. This customer service interaction was insufficient and unhelpful. I am sure with a better question re-routing in place, I and the customer service rep could have wasted a lot less time.

6 years ago

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Subzero35 York, PA

Its free, keeps customers score as close to the actual number as possible, helps keep track of your school so you can see where your excelling and where it needs work. The only downfall is that it should update more often.

7 years ago

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Tanner Cook Gilbert, AZ

Credit karma makes it pretty easy to monitor your credit and they even have credit cards they recommend based on your credit. It makes montioring your credit pretty easy!

7 years ago

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Emerald Scott West Jordan, UT

It's a great tool to watch your credit score and get helpful tips for your credit. One thing that's not so great is that the score they give you can be up to 100 points off, which is a bit frustrating.

8 years ago

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Julie Firkins Orem, UT

credit karma was spot on for my credit report, great phone app, they found things on my credit that shouldn't have been their that i was able to correct, i would recommend them for sure

9 years ago

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Heather Saint Charles, IL

Credit score averages a little lower than the big 3 (which motivates me to improve it)and I have used a few of their offers and the credit building recommendations.

12 years ago

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Jenni Zollinger Aiken, SC

Credit Karma is fantastic! It lets me know if there is any activity on my credit. I love being able to check in at will and see my score. Also helpful hints to increase my score.

4 years ago

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Daniel Cebrero Henderson, NV

It’s a good starting point to know your basic credit score. It can be off by a few but at least you can see in depth anything that might be on your credit score. I like how it keeps track of your spending and suggest ways to improve your credit score

4 years ago

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Sydney Charleston South Jordan, UT

I have been using CreditKarma.com for over 2 years. This site is a great resource to learn how to improve your credit score. The site is free to use and is super easy as well!

5 years ago

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Tiffany I Gaithersburg, MD

Very easy to use. No fees connected to the site and I like having the updates amount my credit score every now and then. They don’t send too many emails and provide recommendations when appropriate.

5 years ago

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Jared Provo, UT

I use Credit Karma regularly and have been nothing but impressed with their services! It's nice to be able to check my credit score without having it count against me. I'll continue to use them in the future.

5 years ago Edited September 14, 2021

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Rocio Diaz Tallahassee, FL

Credit Karma helped me find my FICO score for free in a quick amount of time and gave me peace of mind. This is a great service to check your FICO score and look for any mistakes.

6 years ago

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Msindoni Pembroke Pines, FL

I recently started using Credit Karma to keep track of my credit score. I like how they send me credit score updates explaining what caused it to change and how I can improve it.

6 years ago

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Daisy Ramos , FL

I am definitely a credit monitor. Credit Karma allows me to check my credit often, and it doesn’t hurt my score. It is most definitely helpful, and makes me more conscious of my spending.

6 years ago

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JDWain Tallahassee, FL

I use Credit Karma to keep an eye on my credit score and it works great, I have been able to raise my credit score 100 points by just doing some easy things that I wouldn't have realized I needed to do without credit karma!

6 years ago

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Dwhoush Slidell, LA

I’m not sure about the 100% accuracy of Credit Karma, but it’s a very quick and easy way to look up your credit score. I like also the suggestions it gives me on different credit cards and loans if I ever needed one.

6 years ago

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Nichole Hiatt Eagle Mountain, UT

CreditKarma has been a great credit tracker for me. I like that the service is free, and it has been so helpful when shopping for loans to know what my score is without having to do a hard check on it.

6 years ago

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Chantell Filiaga South Jordan, UT

Love Credit Karma. Shows me exactly what I need to Improve has all my accounts and gives me an update every month. I have gotten alerts when my payment was late and it helped me keep on track and pay it so my score wouldn’t be effected.

6 years ago

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Jamaar Nelson Tallahassee, FL

Credit Karma is one of my favorite companies when it comes to monitoring our credit. It not only allows me to keep up with my credit score but it implements other methods that allows me to keep my credit score up.

6 years ago

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DAVID HADAWAY Long Beach, MS

Love the ability Credit Karma gives me to keep an eye on my credit score. The tools they provide allow me to better monitor my financial habits and enable me to make more intelligent decisions.

6 years ago

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Deanna Bernard Miami, FL

Great way to see your credit score without it lowering. There’s also a mobile app for credit karma which you can just check on a daily how your scores is doing and what inquiries you’ve made under your name.

6 years ago

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Ashley Smith Jacksonville, FL

It is completely free and allows to keep track of your score. It does not change your score. And once you start making progress, they help build on that growth with helpful tips.

6 years ago

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Juan Beaver, PA

I love credit Karma! They are free and you can see and track your credit score. It also tells you how certain things affect your score. I highly recommend for anyone that wants to keep their credit in the green..

6 years ago

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Michelle W Coraopolis, PA

I love Credit Karma because it links to my credit card account, so with a click of a button I can instantly see my current credit score and that last six months. It's a wonderful tool to have.

6 years ago

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Melanie Rio Rancho, NM

Love everything about credit Karma! I get a monthly email so I remember to check my credit score, notices on any changes, and this has enabled me to improve my credit over the past three years.

6 years ago

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Jeffrey Salas Gilbert, AZ

I currently monitor my credit score through credit karma, I believe this service is genius. They provide 2 credit bureaus for me and give me the ultimate confidence to go into any situation knowing where I will qualify and negotiate with power.

7 years ago

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Mallory Millett Lindon, UT

LOVE Credit Karma. It let's me see an estimate of my credit score any time I want to and gives me pro tips for how to make my credit go up. It has really helped me get on top of my credit.

8 years ago

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Spencer Hodgson Salt Lake City, UT

This is the best tool in my opinion for checking your credit. They check your credit on two of the three credit bureaus and you can check your credit as much as you want for free and it won't damage your score.

8 years ago

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Doom Truong Lehi, UT

Have had credit karma for more than 6 years. Always very close to actual credit report. Best free report out there that doesnt affect your credit. Accounts are usually updated within a week.

8 years ago

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Jim Bullhead City, AZ

They are a honest company at credit moderating but a little slow on letting you know when something changes. Pretty good company

4 years ago

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Noureddine Lalami Brentwood, CA

Pros: You get free credit scores from both Equifax and Transunion. Cons: Too many ads and offers trying to get you to sign up for or apply for credit.

4 years ago

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Ashphile Baptiste Tallahassee, FL

Credit Karma is the safest way to check my credit. They do not ask for too much information and it is free. I love credit karma.

6 years ago

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Madison Kneiss Gulfport, MS

I love getting emails from my account when my score goes up or down. They are sure to notify you as soon as a change has happened.

6 years ago

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Laurie Massie Lakeland, FL

Credit Karma has helped me keep an eye on my credit score for the last year- after I did some major restructuring. Really beneficial.

6 years ago

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Michael Burkett Norcross, GA

Free credit checker. Trustworthy, no virus, and amazing provider for people who couldn’t get a checkup on their credit score.

6 years ago

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Karen S Priest Pleasant Grove, UT

I love Credit Karma. It is really accurate and helps me keep appraised of my score. It gives me reports on a regular basis and is up to date.

7 years ago

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therealkhandij@gmail.com Riverside, CA

The credit karma is the next best tool I have for changing my credit future and I am glad that it is around and I will continue to share and speed the word.

12 years ago

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Maria Memphis, TN

This site has helped me so much. I'm so glad I decided to try it. Maybe soon I'll be able to bring my score up thanks to you guys.

12 years ago

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Kaitie Plymouth, MN

Amazing! It has truly helped me raise my score 100 points! Showing me my score, report, and best areas to work on for maximum improvement!

12 years ago